85 SE Norfolk Blvd, Stuart, FL 34997 Property Records

Martin County property record for 85 SE Norfolk Blvd, Stuart, FL 34997

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,131 sqft · built 1979
Lot Size	0.122 acres (5,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Dec 2023)
Tax Bill	$4,515 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-38-41-003-000-0065.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`40-38-41-003-000-0065.0-0-0000`
Alternative APNs	`40-38-41-003-000-00650-0` `36120`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Units	3 Units
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	1,131 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2004
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,314 sqft (0.122 acres)
Porch	Open Concrete/Masonry Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36120
Street Address	85 SE NORFOLK BLVD
City	STUART
State	FL
Zip	34997-5559
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2A
Legal Description	FISHERMANS COVE SEC 2 PHASE 1 LOT 65 E 1/2
Legal Range	41E
Legal Township	38S
Legal Section	40
Legal Subdivision	FISHERMANS COVE
Legal Block	2
Legal Lot Number	65
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2003
Census Tract	1105

Owner

Source: Martin County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 SE NORFOLK BLVD, STUART, FL 34997-5559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Sep 11, 2023	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Sep 11, 2023 · Amount on Record
Deed Document Number	20233048972
Deed Book / Page	3410 / 2926
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 12, 2023
Property Address	85 SE NORFOLK BLVD, STUART, FL 34997-5559
Document Number	0034102926
Book / Page	3410 / 2926
Map Reference	MB 7 PG 68
Instrument Date	Dec 8, 2023
Instrument	3048972
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2902 SE IRONTON AVE, PORT SAINT LUCIE, FL 34952-6934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SE NORFOLK BLVD, STUART, FL 34997-5559

Mortgage

Document Number	0034102928
Date	Dec 12, 2023
Instrument	3410/2928

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 11, 2023
Property Address	85 SE NORFOLK BLVD, STUART, FL 34997-5559
Document Number	0033952938
Book / Page	3395 / 2938
Map Reference	MB 7 PG 68
Instrument Date	Sep 8, 2023
Instrument	3034879
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 SW SOUTH RIVER DR, STUART, FL 34997-3230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 SE IRONTON AVE, PORT SAINT LUCIE, FL 34952-6934

Mortgage

Document Number	0033952940
Date	Sep 11, 2023
Book Page	3395/2940
Instrument	3034880

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,515.00 (-2.76%)	$256,570 (+151.52%) Land $130,000 Building $126,570	$256,570 (+37.23%) Land $130,000 Building $126,570
2024	$4,643.00 (+76.54%)
2023	$2,630.00 (+15.96%)	$102,007 (+1%)	$186,970 (+28.44%) Land $110,000 Building $76,970
2022	$2,268.00	$92,734	$145,570 Land $89,680 Building $55,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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