85 Scott St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 85 Scott St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,406 sqft · built 1940
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Aug 2015)
Tax Bill	$5,829 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:3-39W19`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:3-39W19`
Alternative APNs	`NAUG M:058 L:6000` `AO12 39W19` `058-6000` `58-6000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,406 sqft Living Area
Gross Area	2,454 sqft
1st Floor Area	736 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	58-6000
Street Address	85 SCOTT ST
City	NAUGATUCK
State	CT
Zip	06770-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Lot Number	6000
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1014
Census Tract	345300

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 SCOTT ST, NAUGATUCK, CT 06770-4322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Deed of Trust, Mortgage · Line of Credit MEMBERS MORTGAGE COMPANY INC
Dec 7, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 3, 2019	Deed of Trust, Mortgage · Line of Credit NUTMEG ST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2015 · Amount on Record
Deed Sale	Aug 25, 2015 · Amount on Record
Deed Book / Page	965 / 75
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	85 SCOTT ST, NAUGATUCK, CT 06770-4322
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001158-243
Date	Apr 24, 2025
Book Page	1158/243
Instrument	2025-1206

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	85 SCOTT ST, NAUGATUCK, CT 06770-4322
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001114-345
Date	Dec 7, 2022
Book Page	1114/345
Instrument	2022-4420

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Jan 1, 2046

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	85 SCOTT ST, NAUGATUCK, CT 06770-4322
Document Number	1028-198
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SCOTT ST NAUGATUCK CT 067704322, NAUGATUCK, CT 06770-4322

Mortgage

Document Number	1028-198
Date	Jun 3, 2019
Book Page	001028/000198

Lender

Name	NUTMEG ST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Jun 2, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,829.00 (+1.64%)	$144,130 (-) Land $31,220 Building $112,910	$296,365 (+193.75%)
2025	$5,735.00	$144,130 (-) Land $31,220 Building $112,910	$100,891 Land $21,854 Building $79,037
2024	$5,735.00 (-11.09%)
2023	$6,450.00 (+24.57%)	$144,130 (+32.9%) Land $31,220 Building $112,910
2022	$5,178.00	$108,450 Land $33,500 Building $74,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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