85 Schooner Ct, Richmond, CA 94804 Property Records

Contra Costa County property record for 85 Schooner Ct, Richmond, CA 94804

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 732 sqft · built 1986
Lot Size	0.049 acres (2,141 sqft)
Owner	Trust Name on File
Last Sale	$385,000 (Feb 2020)
Tax Bill	$6,988 (2025)
Deeds & Mortgages	Mar 2023 Transfer Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`560-720-084-6`

Property Details

APN / Parcel Number

Primary APN	`560-720-084-6`
Alternative APN	`560-720-084`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	732 sqft Living Area
1st Floor Area	732 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Lot Area	2,141 sqft (0.049 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	85 SCHOONER CT
City	RICHMOND
State	CA
Zip	94804-4520
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6627 L1 B11 U84
Legal Subdivision	SUBDIVISION 6627
Legal Tract	6627
Legal Block	11
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1015
Census Tract	380001

Owner

85 Schooner Ct, a condominium, is owner-occupied and held in a trust since March 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	85 SCHOONER CT, RICHMOND, CA 94804-4520
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Intrafamily Transfer, Transfer
Feb 7, 2020	Grant Deed, Transfer BANK OF AMERICA
Jul 5, 2018	Grant Deed, Transfer · ARM CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2020 · Amount on File
Deed Sale	Feb 7, 2020 · Amount on File
Prior Sale	Jul 5, 2018 · Amount on File
Deed Document Number	202023995
Last Transfer Date	Mar 3, 2023
Transfer Doc	0000022503
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 10, 2023
Property Address	85 SCHOONER CT, RICHMOND, CA 94804-4520
Document Number	0000022503
Map Reference	MB 319 PG 39
Instrument Date	Mar 3, 2023
Instrument	2023-022503
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	85 SCHOONER CT, RICHMOND, CA 94804-4520

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 7, 2020
Property Address	85 SCHOONER CT, RICHMOND, CA 94804-4520
Document Number	0000023995
Instrument Date	Feb 3, 2020
Instrument	23995
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SCHOONER CT RICHMOND CA 948044520, RICHMOND, CA 94804-4520

Mortgage

Document Number	23996
Date	Feb 7, 2020
Instrument	23996

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 5, 2018
Property Address	85 SCHOONER CT, RICHMOND, CA 94804-4520
Document Number	0000107052
Map Reference	MB 319 PG 39
Instrument Date	Feb 27, 2017
Instrument	2018-107052
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	85 SCHOONER CT, RICHMOND, CA 94804-4520
Investor	Possibly a Property Investor

Mortgage

Document Number	0000107053
Date	Jul 5, 2018
Instrument	2018-107053

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Mortgage

Document Number	0000107054
Date	Jul 5, 2018
Instrument	2018-107054

Lender

Name	RICHMOND REDEVELOPMENT AGENCY
Type	Non-Lending Institution
Address	RICHMOND, CA 94804

Agreement

Type	Stand-Alone First Mortgage

Tax Assessment & Valuation

The 2025 property tax bill for 85 Schooner Ct was $6,988 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$333,000 (-12.37%) Land $207,584 Building $125,416
2025	$6,988.00 Homeowner's exemption	$380,000 Land $230,000 Building $150,000
2023	$7,312.00 (+2.01%) Homeowner's exemption	$404,701 Land $252,281 Building $152,420
2022	$7,168.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 85 Schooner Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 85 Schooner Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet DSL	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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