Wakulla County property record for 85 Saint James St, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 1974 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $132,500 (May 2024) |
| Tax Bill | $1,334 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 03-6S-02W-035-03791-000 |
| Primary APN | 03-6S-02W-035-03791-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Heated Area |
| Gross Area | 1,436 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Patio Area | 72 sqft |
| Fence | Fence |
| Utility Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 85 SAINT JAMES ST |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SURF SUB BLOCK 0 LOTS 19 & 20 OR 39 P 279 OR 487 P 280 OR 1020 P 22 OR 1360 P 38 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Subdivision | SURF SUB |
| Legal Block | O |
| Legal Lot Number | 19,20 20 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 10102 |
85 Saint James St is owned by an individual who bought it in May 2024.
Source: Wakulla County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7058 DANDITS RUN, TALLAHASSEE, FL 32309 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2024 · Amount on File |
| Deed Sale | May 15, 2024 · Amount on File |
| Prior Sale | Dec 16, 2016 · Amount on File |
| Deed Document Number | 0000136038 |
| Deed Book / Page | 1360 / 38 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 85 Saint James St was $1,334, up 88.2% from the year before.
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,334.00 (+88.15%) | $64,258 (+44.67%) Land $12,750 Building $51,508 | $64,258 (+12.26%) Land $12,750 Building $51,508 |
| 2024 | $709.00 (+2.31%) Homeowner's exemption | $44,418 (+3%) | $57,239 (+2.63%) Land $12,750 Building $44,489 |
| 2023 | $693.00 (+18.26%) Homeowner's exemption | $43,124 (+3.28%) | $55,774 (+10.18%) Land $11,250 Building $44,524 |
| 2022 | $586.00 Homeowner's exemption | $41,753 | $50,622 Land $11,250 Building $39,372 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 85 Saint James St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Saint James St is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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