85 Saint Charles Pl, Moneta, VA 24121 Property Records

Franklin County property record for 85 Saint Charles Pl, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,324 sqft · built 2002
Lot Size	0.488 acres (21,257 sqft)
Owner	Trust Name on Record
Tax Bill	$5,768 (2025)
Deeds & Mortgages	Oct 2022 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032 08-009 00`

Property Details

APN / Parcel Number

Primary APN	`032 08-009 00`
Alternative APN	`37590`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,324 sqft Living Area
Gross Area	4,052 sqft
1st Floor Area	2,324 sqft
Basement Area	2,324 sqft
Finished Basement	1,162 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,257 sqft (0.488 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	576 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	436 sqft
Deck Area	548 sqft
Patio Area	168 sqft
Storage Building	100 sqft
Boat Access	Boat Access
Boat House	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	37590
Street Address	85 SAINT CHARLES PL
City	MONETA
State	VA
Zip	24121-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARK PLACE LOT 9
Legal Subdivision	PARK PLAC
Legal Lot Number	9
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3005
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	85 SAINT CHARLES PL, MONETA, VA 24121-5310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Intrafamily Transfer, Transfer
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2005
Deed Sale	Apr 22, 2005
Deed Document Number	20054514
Deed Book / Page	848 / 615
Last Transfer Date	Apr 17, 2007
Transfer Doc	00091301174
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Oct 3, 2022
Property Address	85 SAINT CHARLES PL, MONETA, VA 24121-5310
Document Number	0011901785
Book / Page	1190 / 1785
Map Reference	MB 703 PG 575-584
Instrument Date	Sep 20, 2022
Instrument	220007339
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	85 SAINT CHARLES PL, MONETA, VA 24121-5310

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	85 SAINT CHARLES PL, MONETA, VA 24121-5310
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011490436
Date	Oct 19, 2020
Book Page	1149/436
Instrument	200008153

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,768.00 (+30.91%)	$1,341,400 (+85.69%) Land $250,000 Building $1,091,400	$1,341,400 (+85.69%) Land $250,000 Building $1,091,400
2023	$4,406.00	$722,400 (-) Land $245,000 Building $477,400	$722,400 (-) Land $245,000 Building $477,400
2022		$722,400 Land $245,000 Building $477,400	$722,400 Land $245,000 Building $477,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK PLACE private · serves 501 people · EPA ID VA5067725
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

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