85 S Wavy Oak Cir, Spring, TX 77381 Property Records

Montgomery County property record for 85 S Wavy Oak Cir, Spring, TX 77381

Property Summary

Property Type	Single Family Home
Details	1 ba · 992 sqft · built 1981
Lot Size	0.15 acres (6,524 sqft)
Owner	Individual Name on Record
Last Sale	$223,386 (Nov 2021)
Tax Bill	$2,525 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9726-07-12300`

Property Details

APN / Parcel Number

Primary APN	`9726-07-12300`
Alternative APN	`R193139`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	992 sqft Living Area
Gross Area	1,432 sqft
1st Floor Area	992 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,524 sqft (0.15 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	85 S WAVY OAK CIR
City	SPRING
State	TX
Zip	77381-2842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WDLNDS VIL PANTHER CK07, BLOCK 6, LOT 16
Legal Subdivision	WDLNDS VIL PANTHER CK 07
Legal Block	6
Legal Lot Number	16
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1002
Census Tract	691302

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 S WAVY OAK CIR, SPRING, TX 77381-2842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Vendor's Lien, Transfer · Conventional Mortgage AMOCO FCU
Oct 8, 2020	Warranty Deed, Transfer HOMELAND TITLE
Sep 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 27, 2018	Deed of Trust, Mortgage VERITY MTG
Nov 27, 2018	Warranty Deed, Transfer OTHER
Nov 14, 2018	Grant Deed, Transfer · Construction Mortgage 212 LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Nov 27, 2018
Deed Document Number	2021151884
Prior Transfer Date	Nov 8, 2018
Prior Transfer Doc	0000109435
Record Updated	Oct 29, 2026

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 1, 2021
Property Address	85 S WAVY OAK CIR, SPRING, TX 77381-2842
Document Number	0000151884
Map Reference	CAB B SH 152B
Instrument Date	Nov 1, 2021
Instrument	2021151884
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	STATE TITLE COMPANY, STARTEX TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	855 WAN OAK CIRCLE, 855, SPRING, TX 77381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 S WAVY OAK CIR, SPRING, TX 77381-2842

Mortgage

Document Number	0000151885
Date	Nov 1, 2021
Instrument	2021151885

Lender

Name	AMOCO FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 8, 2020
Property Address	85 S WAVY OAK CIR, SPRING, TX 77381-2842
Document Number	0000113969
Instrument Date	Oct 7, 2020
Instrument	113969
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	HOMELAND TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	719 SAWDUST RD #214 THE WOODLANDS TX 773802947, 214, THE WOODLANDS, TX 77380-2947

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 25, 2020
Property Address	85 S WAVY OAK CIR, SPRING, TX 77381-2842
Document Number	0000107288
Instrument Date	Sep 20, 2020
Instrument	107288
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	832 ROYAL CREST CT MCKINNEY TX 750724915, MCKINNEY, TX 75072-4915

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	85 S WAVY OAK CIR, SPRING, TX 77381-2842
Document Number	0000122394
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 S WAVY OAK CIR SPRING TX 773812842, SPRING, TX 77381-2842

Mortgage

Document Number	0000122394
Date	Dec 31, 2018
Instrument	122394

Lender

Name	VERITY MTG
Address	ORLEANS, LA 70163

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 27, 2018
Property Address	85 S WAVY OAK CIR, SPRING, TX 77381-2842
Document Number	0000112723
Instrument Date	Nov 9, 2018
Instrument	112723
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	719 SAWDUST RD #214 THE WOODLANDS TX 773802947, 214, THE WOODLANDS, TX 77380-2947

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 14, 2018
Property Address	85 S WAVY OAK CIR, SPRING, TX 77381-2842
Document Number	0000109435
Instrument Date	Nov 8, 2018
Instrument	109435
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 ROYAL CREST CT MCKINNEY TX 750724915, MCKINNEY, TX 75072-4915

Mortgage

Document Number	109436
Date	Nov 14, 2018
Instrument	109436

Lender

Name	212 LOANS
Address	FRIENDSWOOD, TX 77546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 13, 2019

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,325 (-2.12%) Land $40,000 Building $190,325	$230,325 (-9.24%) Land $40,000 Building $190,325
2025	$2,525.00 (-1.83%) Homeowner's exemption	$235,321 (+1%) Land $40,000 Building $213,764	$253,764 (-6.62%) Land $40,000 Building $213,764
2024	$2,572.00 (+23.83%) Homeowner's exemption	$213,928 (+1%) Land $40,000 Building $231,761	$271,761 (+26.84%) Land $40,000 Building $231,761
2023	$2,077.00 Homeowner's exemption	$194,480 Land $40,000 Building $174,260	$214,260 Land $40,000 Building $174,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	134 (1978–2019)
Claims Outside the SFHA	94 of 134
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 29 claims Severe Storms And Flooding, Jun 2016 · 24 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 7 serves 12,528 people · EPA ID TX1700169
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Wavy Oak Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures