85 S State St, Ripley, NY 14775 Property Records

Chautauqua County and Ripley Town property record for 85 S State St, Ripley, NY 14775

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,624 sqft · built 1915
Lot Size	0.761 acres (33,150 sqft)
Owner	Individual Name on Record
Last Sale	$53,000 (Mar 2026)
Tax Bill	$2,650 (2026)
Deeds & Mortgages	Apr 2010 Mortgage Jan 2016 Mortgage + 2 more
APN	`066200 241.17-1-3`

Property Details

APN / Parcel Number

Primary APN	`066200 241.17-1-3`
Alternative APNs	`62002410170001003000` `62100`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	812 sqft
2nd Floor Area	812 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	33,150 sqft (0.761 acres)
Lot Dimensions	150 ft deep x 221 ft wide
Porch	Porch
Porch Area	503 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	62100
Street Address	85 S STATE ST
City	RIPLEY
State	NY
Zip	14775-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	OLD APN: 066200 35-1-12.1
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	RIPLEY
Census Block Group	1
Census Block	1011
Census Tract	36600

Owner

Source: Chautauqua County and Ripley Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35050 N EL CAMINITO, SAN TAN VALLEY, AZ 85140-6023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2010	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 11, 2016	Deed of Trust, Mortgage FIRST NATIONAL BANK
Apr 3, 2008	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 6, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Jun 5, 2002 · Amount on Record
Deed Document Number	20262083
Prior Transfer Date	Sep 5, 1995
Prior Transfer Doc	2337000813
Record Updated	Oct 29, 2026

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	85 S STATE ST, RIPLEY, NY 14775-9703
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003132/0000000552
Date	Apr 9, 2010
Book Page	0000003132/0000000552
Instrument	0000000981

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Amount	Amount Recorded

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	85 S STATE ST, RIPLEY, NY 14775-9703
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001064
Date	Jan 11, 2016
Instrument	0000001064

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	85 S STATE ST, RIPLEY, NY 14775-9703
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003021/0000000008
Date	Apr 3, 2008
Book Page	0000003021/0000000008
Instrument	0000001181

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Amount	Amount Recorded

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Mar 6, 2026
Property Address	85 S STATE ST, RIPLEY, NY 14775-9703
Document Number	DE2026002083
Instrument Date	Feb 4, 2026
Instrument	DE2026002083
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Chautauqua County and Ripley Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Ripley Town
Unified School District	Ripley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,650.00 (+0.57%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$2,635.00	$80,000 (-) Land $19,800 Building $60,200	$87,000 (+8.75%) Land $21,532 Building $65,468
2023		$80,000 Land $19,800 Building $60,200	$80,000 Land $19,800 Building $60,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPLEY WATER DISTRICT serves 1,600 people · EPA ID NY0600372
Water Source	Surface water
Last State Inspection	May 2024
Lead	7 ppb (2024) action level 15 ppb
Copper	2.09 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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