Carroll County property record for 85 S Ralph St, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 840 sqft · built 1970 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,000 (Jun 2009) |
| Tax Bill | $2,965 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-073348 |
| Primary APN | 07-073348 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 840 sqft Total Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,000 sqft (0.184 acres) |
| Lot Dimensions | 160 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 073348 |
|---|---|
| Street Address | 85 S RALPH ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-750 |
| Legal Description | LT 58 - 8000 SQ FT 85 S RALPH ST 40-154 FRIZZELLS ADDITION |
| Legal Subdivision | FRIZZELLS ADD |
| Legal Lot Number | 58 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 507801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
85 S Ralph St is owned and occupied by two individuals who bought it in June 2009.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 S RALPH ST, WESTMINSTER, MD 21157-5245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2009 · Amount on File |
| Deed Sale | Jun 12, 2009 · Amount on File |
| Prior Sale | Jan 5, 2009 · Amount on File |
| Deed Document Number | 200982925 |
| Deed Book / Page | 5849 / 477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 85 S RALPH ST, WESTMINSTER, MD 21157-5245 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0110910166 |
|---|---|
| Date | Aug 9, 2023 |
| Book Page | 11091/166 |
| Name | APL FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20723 |
| Amount | Amount on Record |
|---|---|
| Term | 179 Months |
| Due | Jul 18, 2038 |
The 2026 property tax bill for 85 S Ralph St was $2,965, up 7.9% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,965.00 (+7.94%) | $176,500 Land $72,300 Building $104,200 | $176,500 Land $72,300 Building $104,200 |
| 2025 | $2,747.00 | ||
| 2023 | $2,325.00 (+51.07%) | $137,600 (+0.98%) Land $62,300 Building $75,300 | $137,600 (-) Land $62,300 Building $75,300 |
| 2022 | $1,539.00 | $136,267 | $137,600 Land $62,300 Building $75,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 S Ralph St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 85 S Ralph St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Quantum Internet & Telephone Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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