Miami-Dade County property record for 85 S Prospect Dr, Coral Gables, FL 33133
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,940 sqft · built 1959 |
| Lot Size | 0.259 acres (11,270 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Sep 2000) |
| Tax Bill | $12,800 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-4128-023-0350 |
| Primary APN | 03-4128-023-0350 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,940 sqft Living Area |
| Gross Area | 3,974 sqft |
| 1st Floor Area | 2,940 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Rigid Frame Bar Joist |
| Lot Area | 11,270 sqft (0.259 acres) |
| Lot Dimensions | 115 ft deep x 98 ft wide |
| Garage Area | 220 sqft |
| Patio Area | 700 sqft |
| Street Address | 85 S PROSPECT DR |
|---|---|
| City | CORAL GABLES |
| State | FL |
| Zip | 33133-7003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | 28 & 29 54 41 SANS SOUCI REV & AMDPB 60-12 LOT 20BLK 2 LOT SIZE 98.000 X 115 OR 19302-2196 09/2000 1 |
| Legal Range | 41E |
| Legal Township | 54S |
| Legal Section | 28 |
| Legal Subdivision | SANS SOUCI REV & AMD |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 7300 |
85 S Prospect Dr is owned and occupied by two individuals who bought it in September 2000.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 S PROSPECT DR, CORAL GABLES, FL 33133-7003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2000 · Amount on File |
| Deed Sale | Sep 28, 2000 · Amount on File |
| Deed Book / Page | 19302 / 2196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 85 S PROSPECT DR, CORAL GABLES, FL 33133-7003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000343901 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 32508/4276 |
| Instrument | 2021R0343901 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 85 S Prospect Dr was $12,800 with a homeowner's exemption.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Coral Gables City |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,800.00 Homeowner's exemption | $741,371 | $2,064,813 Land $1,690,500 Building $374,313 |
| 2023 | $13,066.00 (+11.25%) Homeowner's exemption | $699,494 (+3%) | $1,679,764 (+27.92%) Land $1,295,644 Building $384,120 |
| 2022 | $11,745.00 Homeowner's exemption | $679,121 | $1,313,164 Land $924,140 Building $389,024 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 S Prospect Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 217 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 269 units insured incl. 52 condo units |
| Nearby Flood Claims | 297 (1979–2022) |
| Claims Outside the SFHA | 35 of 297 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 85 S Prospect Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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