85 S Main St, Central Valley (Monroe), UT 84754 Property Records

Sevier County property record for 85 S Main St, Central Valley, UT 84754

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,615 sqft · built 2003
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$210,500 (May 2015)
Tax Bill	$1,614 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-257-1`

Property Details

APN / Parcel Number

Primary APN	`3-257-1`
Alternative APNs	`0181756` `181756`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,615 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Account Number	0181756
Street Address	85 S MAIN ST
City	CENTRAL VALLEY
State	UT
Zip	84754-3360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 1 CHISHOLM TRAIL SUBDIVISION IN SECTION 23 T24S R3W SLM AREA .51 OF AN ACRE
Legal Subdivision	CHISHOLM TRAIL SUBDIVISION
Legal Lot Number	1
Jurisdiction	SEVIER UT
Township / Civil Division	RICHFIELD
Census Block Group	3
Census Block	3079
Census Tract	975400

Owner

85 S Main St is owned and occupied by two individuals who bought it in May 2015.

Source: Sevier County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 S MAIN ST, CENTRAL VALLEY, UT 84754-3360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FEDERAL CREDIT UNION
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2015 · Amount on File
Deed Sale	May 27, 2015 · Amount on File
Prior Sale	Dec 26, 2013 · Amount on File
Deed Document Number	2015388967
Deed Book / Page	703 / 73
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER UT
Recording Date	Sep 9, 2026
Property Address	85 S MAIN ST, CENTRAL VALLEY, UT 84754-3360
Document Number	0000448458
Book / Page	859 / 1139
Instrument Date	Sep 1, 2026
Instrument	2026448458
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 S MAIN ST, CENTRAL VALLEY, UT 84754-3360

Mortgage

Document Number	0000448458,
Date	Sep 9, 2026
Book Page	859/1139
Instrument	2026448458

Lender

Name	MOUNTAIN AMERICA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER UT
Property Address	85 S MAIN ST, CENTRAL VALLEY, UT 84754-3360
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIRST AMERICAN - RICHFIELD, FIRST AMERICAN RICHFIELD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	781/573
Date	Feb 8, 2021
Book Page	781/573
Instrument	420278

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 85 S Main St was $1,614.

Source: Sevier County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Sevier County
Municipality	Central Valley Town
Unified School District	Sevier School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,524 (+8.2%) Land $53,343 Building $138,181	$348,225 (+8.2%) Land $96,987 Building $251,238
2025	$1,614.00	$177,009 (-0.8%) Land $47,187 Building $129,822	$321,835 (-0.8%) Land $85,795 Building $236,040
2024	$1,614.00 (-6.38%)	$178,432 (-2.57%) Land $40,715 Building $137,717	$324,423 (-2.57%) Land $74,028 Building $250,395
2023	$1,724.00 (+6.62%)	$183,139 (+21.16%) Land $38,328 Building $144,811	$332,980 (+21.16%) Land $69,688 Building $263,292
2022	$1,617.00	$151,157 Land $30,649 Building $120,508	$274,831 Land $55,726 Building $219,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 18, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.5% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL VALLEY TOWN serves 690 people · EPA ID UTAH21006
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber · Cable · Fixed Wireless	2,000 / 2,000
InfoWest Fixed Wireless	100 / 20

May also be available: Verizon.

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