85 S Eagan Dr, Lake Orion, MI 48362 Property Records

Oakland County property record for 85 S Eagan Dr, Lake Orion, MI 48362

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,818 sqft · built 1975
Lot Size	0.367 acres (15,987 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Dec 2020)
Tax Bill	$4,093 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O-09-01-480-010`

Property Details

APN / Parcel Number

Primary APN	`O-09-01-480-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,818 sqft Living Area
1st Floor Area	1,193 sqft
Basement Area	1,193 sqft
Unfinished Basement	1,193 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	15,987 sqft (0.367 acres)
Lot Width	89 ft Width
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	85 S EAGAN DR
City	LAKE ORION
State	MI
Zip	48362-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R10E, SEC 1 BUNNY RUN COUNTRY CLUB ANNEX NO 3 LOTS 33 TO 36 INCL BLK 42
Legal Range	10E
Legal Township	04N
Legal Section	01
Legal Subdivision	BUNNY RUN COUNTRY CLUB ANNEX
Legal Block	42
Legal Lot Number	33-36
Jurisdiction	OAKLAND MI
Township / Civil Division	ORION
Census Block Group	2
Census Block	2014
Census Tract	128000

Owner

85 S Eagan Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 S EAGAN DR, LAKE ORION, MI 48362-3712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Deed of Trust, Mortgage · FHA Mortgage MAIN STREET BANK
Dec 18, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 31, 2018	Warranty Deed, Transfer · ARM MAIN STREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Oct 31, 2018 · Amount on File
Deed Document Number	2020269470
Deed Book / Page	55360 / 265
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	85 S EAGAN DR, LAKE ORION, MI 48362-3712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104664
Date	Jul 1, 2019
Book Page	52982/00613
Instrument	104664

Lender

Name	MAIN STREET BANK
Type	Bank
Address	FRANKLIN, MI 48025

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 18, 2020
Property Address	85 S EAGAN DR, LAKE ORION, MI 48362-3712
Document Number	0000269470
Book / Page	55360 / 265
Map Reference	LB 43 PG 31
Instrument Date	Dec 7, 2020
Instrument	269470
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 S EAGAN DR, 85, LAKE ORION, MI 48362-3712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 S EAGAN DR, LAKE ORION, MI 48362-3712

Mortgage

Document Number	0055362674
Date	Dec 18, 2020
Instrument	55362/674

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 31, 2018
Property Address	85 S EAGAN DR, LAKE ORION, MI 48362-3712
Document Number	0000177870
Book / Page	52317 / 00250
Map Reference	LB 43 PG 31
Instrument Date	Oct 29, 2018
Instrument	177870
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,651.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 S EAGAN DR, 85, LAKE ORION, MI 48362-3712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 S EAGAN DR, LAKE ORION, MI 48362-3712

Mortgage

Document Number	0000177871
Date	Oct 31, 2018
Instrument	177871

Lender

Name	MAIN STREET BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.62%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	6.62%
Max Rate At Change	10.6%
Index	1-Year LIBOR
Max Rate	14.6%

Tax Assessment & Valuation

The 2025 property tax bill for 85 S Eagan Dr was $4,093, down 2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Orion Charter Township
Unified School District	Lake Orion Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,093.00 (-20.01%)	$113,210	$226,420
2024	$5,117.00
2023		$99,060	$198,120
2021	$4,527.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 S Eagan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 S Eagan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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