85 Ruthven St, Springfield, MA 01128 Property Records

Hampden County and Springfield City property record for 85 Ruthven St, Springfield, MA 01128

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1971
Lot Size	0.556 acres (24,202 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,094 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10475 P:0070`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10475 P:0070`
Alternative APN	`104750070`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Game Room	Game Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	24,202 sqft (0.556 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	104750070
Street Address	85 RUTHVEN ST
City	SPRINGFIELD
State	MA
Zip	01128-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3017
Census Tract	801605

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 RUTHVEN ST, SPRINGFIELD, MA 01128-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Aug 25, 2023	Warranty Deed, Transfer · FHA Mortgage GLOBAL EQUITY FINANCE INC
Dec 20, 2019	Quit Claim Deed, Transfer · FHA Mortgage NEWREZ LLC
Jul 31, 2019	Quit Claim Deed, Mortgage MISCELLANEOUS BK
Jul 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 16, 2019	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023
Deed Sale	Aug 25, 2023
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	202339795
Deed Book / Page	25129 / 63
Prior Transfer Date	Aug 17, 2023
Prior Transfer Doc	0025129-65
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 3, 2026
Property Address	85 RUTHVEN ST, SPRINGFIELD, MA 01128-1137
Document Number	026277-417
Book / Page	26277 / 417
Instrument Date	Mar 30, 2026
Instrument	202614280
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 RUTHVEN ST, SPRINGFIELD, MA 01128-1137

Mortgage

Document Number	0000014280,
Date	Apr 3, 2026
Book Page	26277/417
Instrument	202614280

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 25, 2023
Property Address	85 RUTHVEN ST, SPRINGFIELD, MA 01128-1137
Document Number	0025129-63
Book / Page	25129 / 63
Instrument Date	Aug 17, 2023
Instrument	39795
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 RUTHVEN ST, SPRINGFIELD, MA 01128-1137
Investor	Possibly a Property Investor

Mortgage

Document Number	0025129-65
Date	Aug 25, 2023
Book Page	25129/65
Instrument	39796

Lender

Name	GLOBAL EQUITY FINANCE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 20, 2019
Property Address	85 RUTHVEN ST, SPRINGFIELD, MA 01128-1137
Document Number	23013-352
Book / Page	23013 / 352
Instrument Date	Dec 13, 2019
Instrument	75970
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 BARBER ST, SPRINGFIELD, MA 01109-1803

Mortgage

Document Number	75971
Date	Dec 20, 2019
Instrument	75971

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 31, 2019
Property Address	85 RUTHVEN ST, SPRINGFIELD, MA 01128-1137
Document Number	22778-213
Book / Page	022778 / 000213
Instrument Date	Jul 26, 2019
Instrument	41956
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 GRAND OAK FARM RD HADLEY MA 010359700, HADLEY, MA 01035-9700

Mortgage

Document Number	22782-5
Date	Jul 31, 2019
Book Page	022782/000005
Instrument	42445

Lender

Name	MISCELLANEOUS BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 30, 2020

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 26, 2019
Property Address	85 RUTHVEN ST, SPRINGFIELD, MA 01128-1137
Document Number	22774-401
Book / Page	022774 / 000401
Instrument Date	Mar 11, 2019
Instrument	41466
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$620.78
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 SHERMAN AVE CHICOPEE MA 010132842, CHICOPEE, MA 01013-2842

January 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Jan 16, 2019
Property Address	85 RUTHVEN ST, SPRINGFIELD, MA 01128-1137
Document Number	22524-135
Book / Page	022524 / 000135
Instrument Date	Dec 19, 2018
Instrument	2742
Transaction Type	Foreclosure
Record Updated	Feb 6, 2019

Transaction

Amount	Amount Recorded
Tax	$573.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,094.00 (+9.6%)	$324,900 (+19.19%) Land $66,900 Building $258,000	$286,900 (+14.31%)
2024			$250,990
2023	$4,648.00	$272,600 Land $63,700 Building $208,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GoNetspeed, Verizon.

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