85 Ruby Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 85 Ruby Rd, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2018
Square Footage	1,232 sqft Heated Area
Lot Size	43,124 sqft (0.989 acres)
Occupancy	Owner Occupied
Last Sale	$168,000 (2019)
Tax Bill	$1,232.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`454200553211000`
Alternative APN	`49411`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,232 sqft Heated Area
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Wood Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Asphalt Roof
Lot Area	43,124 sqft (0.989 acres)
Depth X Width	285 ft x 153 ft Depth x Width
Porch	Open Porch
Porch Area	384 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	49411
Street Address	85 RUBY RD
City	MURPHY
State	NC
Zip	28906-8929
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 HAYDEN HILLS 1228/97 DOT R/W 1497/281
Legal Lot Number	2
Jurisdiction	CHEROKEE NC
Minor Civil Division	SHOAL CREEK
Census Blockgroup	2
Census Block	2020
Census Tract	930606

Owner

Source: Cherokee County records · APN 454200553211000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	85 RUBY RD, MURPHY, NC 28906-8929
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 07, 2019	Warranty Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2019 · Amount on Record
Deed Sale	Mar 07, 2019 · Amount on Record
Prior Sale	May 09, 2006 · Amount on Record
Deed Doc Number	00930
Deed Book / Page	01608 / 0127
Record Refreshed	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	85 RUBY RD, MURPHY, NC 28906-8929
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1695/1370
Date	Nov 08, 2021
Book Page	1695/1370
Instrument	7535

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 07, 2019
Property Address	85 RUBY RD, MURPHY, NC 28906-8929
Document Number	01608/0127
Book / Page	01608 / 0127
Instrument Date	Mar 06, 2019
Instrument	00930
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 HARSHAW PL, 285, MURPHY, NC 28906-2074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 RUBY RD, MURPHY, NC 28906-8929

Mortgage

Document Number	00931
Date	Mar 07, 2019
Instrument	00931

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,232.00	$162,720 (-)	$162,720 (-) Land $17,000 Building $145,720
2023		$162,720	$162,720 Land $17,000 Building $145,720

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