85 Rowan Tree Ln, Hillsborough (Burlingame), CA 94010 Property Records

San Mateo County property record for 85 Rowan Tree Ln, Hillsborough, CA 94010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,410 sqft · built 1977
Lot Size	0.632 acres (27,547 sqft)
Owner	2 Trust Names on File
Tax Bill	$11,493 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-361-060`

Property Details

APN / Parcel Number

Primary APN	`028-361-060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Building Area	3,410 sqft Living Area
1st Floor Area	2,410 sqft
2nd Floor Area	1,000 sqft
Family Room	Family Room

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	27,547 sqft (0.632 acres)
Lot Dimensions	183 ft deep x 150 ft wide
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	85 ROWAN TREE LN
City	HILLSBOROUGH
State	CA
Zip	94010-6333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10000
Legal Description	LOT 33 SKYFARM UNIT 2 RSM 74/36 38
Legal Subdivision	SKYFARM UNIT 2
Legal Lot Number	33
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	4
Census Block	4010
Census Tract	605600

Owner

85 Rowan Tree Ln is held in a trust since August 2021.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	85 ROWAN TREE LN, HILLSBOROUGH, CA 94010-6333
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Intrafamily Transfer, Transfer · Line of Credit FINANCE OF AMERICA REVERSE LLC
Apr 16, 2018	Deed of Trust, Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 25, 2021
Transfer Doc	0000127506
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Sep 2, 2021
Property Address	85 ROWAN TREE LN, HILLSBOROUGH, CA 94010-6333
Document Number	0000127506
Map Reference	MB 74 PG 36-38
Instrument Date	Aug 25, 2021
Instrument	2021-127506
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	85 ROWAN TREE LN, HILLSBOROUGH, CA 94010-6333

Mortgage

Document Number	0000127507
Date	Sep 2, 2021
Instrument	2021-127507

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	838 Months
Due	Jul 25, 2091

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	85 ROWAN TREE LN, HILLSBOROUGH, CA 94010-6333
Document Number	0000030617
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	85 ROWAN TREE LN HILLSBOROUGH CA 940106333, HILLSBOROUGH, CA 94010-6333

Mortgage

Document Number	0000030617
Date	Apr 23, 2018
Instrument	30617

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 85 Rowan Tree Ln was $11,493, up 2.7% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Hillsborough Town
Elementary School District	Hillsborough City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,547 (+2%) Land $129,589 Building $435,958
2025	$11,493.00 (+2.71%)	$554,459 Land $127,049 Building $427,410
2024	$11,190.00 (+2.35%)
2023	$10,933.00 (+4%)	$532,930 Land $122,116 Building $410,814	$4,231,890
2022	$10,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Rowan Tree Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1997–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Rowan Tree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 11,766 people · EPA ID CA4110016
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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