85 Rosebud Cir, Cabot, AR 72023 Property Records

Lonoke County property record for 85 Rosebud Cir, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,420 sqft · built 2003
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,500 (Mar 2021)
Tax Bill	$1,172 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`720-31210-000`

Property Details

APN / Parcel Number

Primary APN	`720-31210-000`
Alternative APNs	`23855.0` `23855`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	1,420 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	608 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	69 sqft
Deck Area	64 sqft
Patio Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	85 ROSEBUD CIR
City	CABOT
State	AR
Zip	72023-8747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	04N
Legal Section	29
Legal Subdivision	BLOOMING RIDGE IV
Legal Block	1
Legal Lot Number	210
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1001
Census Tract	20206

Owner

Source: Lonoke County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 ROSEBUD CIR, CABOT, AR 72023-8747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK AND TRUST
Dec 6, 2022	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
Mar 16, 2021	Warranty Deed, Transfer · FHA Mortgage FIRSTTRUST HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Jul 1, 2003 · Amount on Record
Deed Document Number	20213251
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Recording Date	Jul 24, 2026
Property Address	85 ROSEBUD CIR, CABOT, AR 72023-8747
Document Number	0000007797
Instrument Date	Jul 14, 2026
Instrument	20267797
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ROSEBUD CIR, CABOT, AR 72023-8747

Mortgage

Document Number	0000007797,
Date	Jul 24, 2026
Instrument	20267797

Lender

Name	FIRST BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Sep 1, 2028

Interest

Rate	6.47%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	85 ROSEBUD CIR, CABOT, AR 72023-8747
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ROSEBUD CIR, CABOT, AR 72023-8747

Mortgage

Document Number	0000013850
Date	Dec 6, 2022
Book Page	2022/13850
Instrument	2022-13850

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	LITTLE ROCK, AR 72221

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 26, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 16, 2021
Property Address	85 ROSEBUD CIR, CABOT, AR 72023-8747
Document Number	0000003251
Book / Page	2021 / 3251
Instrument Date	Mar 12, 2021
Instrument	2021-03251
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CABOT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1362, CABOT, AR 72023-1362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ROSEBUD CIR, CABOT, AR 72023-8747

Mortgage

Document Number	0202103252
Date	Mar 16, 2021
Instrument	2021-03252

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Mortgage

Document Number	0000003253
Date	Mar 16, 2021
Book Page	2021/3253
Instrument	2021-03253

Lender

Name	ARKANSAS DEVELOPMENT FINANCE AUTHORITY
Type	Government Agency
Address	LITTLE ROCK, AR 72201

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,172.00	$23,040 (-) Land $3,700 Building $19,340	$115,200 (-) Land $18,500 Building $96,700
2024	$1,172.00
2023	$1,172.00	$23,040 Land $3,700 Building $19,340	$115,200 Land $18,500 Building $96,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 73% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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