85 Rome Rd, Rome (Oakland), ME 04963 Property Records

Kennebec County and Rome Town property record for 85 Rome Rd, Rome, ME 04963

Property Summary

Property Type	Single Family Home
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on Record
Last Sale	$993,500 (Jun 2025)
Tax Bill	$3,467 (2025)
Deeds & Mortgages	Jan 2023 Refinance Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ROME M:04 L:018`

Property Details

APN / Parcel Number

Primary APN	`ROME M:04 L:018`
Alternative APN	`1140`

Exterior

Architectural Style	Multi-Family
Lot Area	522,720 sqft (12 acres)

Location & Zoning

Account Number	1140
Street Address	85 ROME RD
City	ROME
State	ME
Zip	04963-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	18
Jurisdiction	ROME ME
Township / Civil Division	ROME
Census Block Group	1
Census Block	1025
Census Tract	15500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Rome Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 ROME RD, ROME, ME 04963-3102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TRADEMARK FEDERAL CREDIT UNION
Jan 4, 2017	Deed of Trust, Mortgage · Commercial Mortgage CHERILYNN RICCI
Apr 19, 2019	Deed of Trust, Mortgage · Balloon Mortgage TRADEMARK FEDERAL CREDIT UNION
Jul 23, 2021	Deed of Trust, Mortgage · Line of Credit TRADEMARK FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Deed Document Number	20252025010952
Deed Book / Page	15388 / 102
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROME ME
Property Address	85 ROME RD, ROME, ME 04963-3102
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023001477
Date	Jan 24, 2023
Book Page	14682/1
Instrument	2023001477

Lender

Name	TRADEMARK FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2033

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROME ME
Property Address	85 ROME RD, ROME, ME 04963-3102
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000141
Date	Jan 4, 2017
Book Page	12508/0103
Instrument	2017000141

Lender

Name	CHERILYNN RICCI

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROME ME
Property Address	85 ROME RD, ROME, ME 04963-3102
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019006952
Date	Apr 19, 2019
Book Page	13189/310
Instrument	2019006952

Lender

Name	TRADEMARK FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	289 Months
Due	May 1, 2043

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROME ME
Property Address	85 ROME RD, ROME, ME 04963-3102
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021020537
Date	Jul 23, 2021
Book Page	14100/179
Instrument	2021020537

Lender

Name	TRADEMARK FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kennebec County and Rome Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Rome Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,467.00 (+17.97%)	$550,300 (+133.08%) Land $77,200 Building $473,100
2024	$2,939.00 (+9.3%)	$236,100 (+0.08%) Land $38,300 Building $197,800
2022	$2,689.00	$235,900 Land $38,300 Building $197,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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