85 Roberts Acre Dr, Troy, MO 63379 Property Records

Lincoln County property record for 85 Roberts Acre Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,398 sqft · built 1989
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,300 (Nov 2014)
Tax Bill	$2,820 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-50-16-000-000-042.000`

Property Details

APN / Parcel Number

Primary APN	`14-50-16-000-000-042.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,398 sqft Living Area
Attic	Attic
Attic Area	622 sqft
Basement Area	1,776 sqft
Unfinished Basement	1,776 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	A-Frame
Exterior Material	Wood
Roof Material	Other
Lot Area	130,680 sqft (3 acres)
Garage Type	Detached
Garage Area	1,125 sqft

Location & Zoning

Street Address	85 ROBERTS ACRE DR
City	TROY
State	MO
Zip	63379-5616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 ROBERTS ACRES
Legal Range	01E
Legal Township	49N
Legal Section	16
Legal Subdivision	ROBERTS ACRES
Legal Lot Number	2
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3009
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 ROBERTS ACRE DR, TROY, MO 63379-5616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Oct 10, 2018	Deed of Trust, Mortgage · FHA Mortgage JLB CORP
Sep 22, 2020	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Dec 6, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2014 · Amount on Record
Deed Sale	Nov 21, 2014 · Amount on Record
Deed Document Number	20148504
Deed Book / Page	2382 / 851
Last Transfer Date	Dec 6, 2021
Transfer Doc	0000015754
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	85 ROBERTS ACRE DR, TROY, MO 63379-5616
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ROBERTS ACRE DR, TROY, MO 63379-5616

Mortgage

Document Number	002477/412
Date	Mar 25, 2022
Book Page	2477/412
Instrument	2022003142

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	85 ROBERTS ACRE DR, TROY, MO 63379-5616
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02427/0740
Date	Oct 10, 2018
Book Page	2427/0740
Instrument	2018009141

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	85 ROBERTS ACRE DR, TROY, MO 63379-5616
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002452/648
Date	Sep 22, 2020
Book Page	2452/648
Instrument	2020010712

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Nov 1, 2048

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Dec 6, 2021
Property Address	85 ROBERTS ACRE DR, TROY, MO 63379-5616
Document Number	002473/169
Book / Page	2473 / 169
Map Reference	MB 8 PG 53
Instrument Date	Dec 6, 2021
Instrument	2021015754
Transaction Type	Transfer
Record Updated	Jan 20, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ROBERTS ACRE DR, TROY, MO 63379-5616

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,149 (-) Land $4,978 Building $41,171
2025	$2,820.00 (+6.82%)	$46,149 (+8.31%) Land $4,978 Building $41,171	$242,890 (+8.31%) Land $26,200 Building $216,690
2023	$2,640.00 (+4.72%)	$42,608 Land $4,560 Building $38,048	$224,250 Land $24,000 Building $200,250
2022	$2,521.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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