Cabarrus County property record for 85 Roberta Rd SW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,008 sqft · built 1980 |
| Lot Size | 0.309 acres (13,430 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $42,500 (Apr 1987) |
| Tax Bill | $1,700 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5529 26 5729 |
| Primary APN | 5529 26 5729 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,611 sqft |
| 1st Floor Area | 1,008 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,430 sqft (0.309 acres) |
| Lot Dimensions | 158 ft deep x 85 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 249 sqft |
| Deck Area | 318 sqft |
| Patio Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 48638 |
|---|---|
| Street Address | 85 ROBERTA RD SW |
| City | CONCORD |
| State | NC |
| Zip | 28027-7308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LT 4 & P/O 6 LOVE ACRES |
| Legal Subdivision | WHITEHALL PHIFER PARK |
| Legal Lot Number | 4 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 11, CENTRAL CABARRUS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 42000 |
Source: Cabarrus County records · APN 5529 26 5729
Assessment roll updated September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 ROBERTA RD SW, CONCORD, NC 28027-7308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 1987 · Amount on Record |
| Deed Sale | Apr 30, 1987 · Amount on Record |
| Prior Sale | Sep 01, 1986 · Amount on Record |
| Deed Book / Page | 624 / 780 |
| Last Transfer Date | Feb 14, 2007 |
| Transfer Doc | 7362205 |
| Record Updated | Jun 08, 2026 |
Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,700.00 (+50.84%) | $170,710 (+76.06%) Land $50,000 Building $120,710 | |
| 2024 | $170,710 (+76.06%) Land $50,000 Building $120,710 | ||
| 2023 | $1,127.00 | $96,960 Land $30,000 Building $66,960 | $96,960 Land $30,000 Building $66,960 |
Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 8 (2008–2020) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 96 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CONCORD serves 120,771 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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