85 River St, Middleborough, MA 02346 Property Records

Plymouth County and Middleborough Town property record for 85 River St, Middleborough, MA 02346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,058 sqft · built 1999
Lot Size	2.64 acres (115,284 sqft)
Owner	Individual Name on File
Last Sale	$292,000 (Oct 2015)
Tax Bill	$6,786 (2026)
Deeds & Mortgages	Aug 2022 Refinance Nov 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-6265`

Property Details

APN / Parcel Number

Primary APN	`2-6265`
Alternative APN	`MIDD M:00002 L:6265 U:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,058 sqft Living Area
Gross Area	3,367 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	115,284 sqft (2.64 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2-6265
Street Address	85 RIVER ST
City	MIDDLEBORO
State	MA
Zip	02346-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	6265
Jurisdiction	MIDDLEBORO MA
Township / Civil Division	MIDDLEBOROUGH
Census Block Group	2
Census Block	2002
Census Tract	542200

Owner

85 River St is owned and occupied by an individual who bought it in October 2015.

Source: Plymouth County and Middleborough Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	85 RIVER ST, MIDDLEBORO, MA 02346-1305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Nov 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK
May 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CONWAY FINANCIAL SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2015 · Amount on File
Deed Sale	Oct 19, 2015 · Amount on File
Prior Sale	Apr 11, 2008 · Amount on File
Deed Book / Page	46167 / 69
Transfer Doc	0046167-69
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBORO MA
Property Address	85 RIVER ST, MIDDLEBORO, MA 02346-1305
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00057120-1
Date	Aug 11, 2022
Book Page	57120/1
Instrument	66517

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2042

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBORO MA
Property Address	85 RIVER ST, MIDDLEBORO, MA 02346-1305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	51894-155
Date	Nov 4, 2019
Book Page	51894/155
Instrument	94249

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	145 Months
Due	Dec 1, 2031

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBORO MA
Property Address	85 RIVER ST, MIDDLEBORO, MA 02346-1305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	52826-247
Date	May 29, 2020
Book Page	52826/247
Instrument	44837

Lender

Name	CONWAY FINANCIAL SVCS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 85 River St was $6,786, up 2% from the year before.

Source: Plymouth County and Middleborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Middleborough Town
Unified School District	Middleborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,786.00 (+2.03%)	$517,200 (+4.27%) Land $190,800 Building $326,400	$621,173 (+28.61%)
2025	$6,651.00 (+3.61%)	$496,000 (+4.62%) Land $173,200 Building $322,800	$482,980
2024	$6,419.00 (+2.12%)	$474,100 (+7.41%) Land $165,200 Building $308,900
2023	$6,286.00	$441,400 Land $165,200 Building $276,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 River St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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