85 River Rd, Howland, ME 04448 Property Records

Penobscot County and Howland Town property record for 85 River Rd, Howland, ME 04448

Property Summary

Property Type	Single Family Home
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$168,800 (Sep 2016)
Tax Bill	$4,624 (2025)
Deeds & Mortgages	Jul 2021 Refinance
APN	`HOWL M:U06 L:014`

Property Details

APN / Parcel Number

Primary APN	`HOWL M:U06 L:014`
Alternative APN	`263`

Exterior

Architectural Style	Multi-Family
Lot Area	31,363 sqft (0.72 acres)

Location & Zoning

Account Number	263
Street Address	85 RIVER RD
City	HOWLAND
State	ME
Zip	04448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	14
Jurisdiction	HOWLAND ME
Township / Civil Division	HOWLAND
Census Block Group	1
Census Block	1081
Census Tract	28500

Owner

Source: Penobscot County and Howland Town records · APN HOWL M:U06 L:014

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	85 RIVER RD, HOWLAND, ME 04448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2016 · Amount on Record
Deed Sale	Sep 02, 2016 · Amount on Record
Prior Sale	Jul 25, 2016
Deed Document Number	201625645
Deed Book / Page	14264 / 216
Transfer Doc	0142640216
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWLAND ME
Property Address	85 RIVER RD, HOWLAND, ME 04448
Transaction Type	Mortgage
Record Updated	Feb 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0161290182
Date	Jul 29, 2021
Book Page	16129/182
Instrument	26026

Lender

Name	OAKSTAR BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	25 Months
Due	Aug 01, 2023

Tax Assessment & Valuation

Source: Penobscot County and Howland Town records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Howland Town
Unified School District	School Administrative District 31 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,624.00 (+24.91%)	$225,580 (+27.97%) Land $49,800 Building $175,780
2024	$3,702.00 (-4.76%)	$176,280 (-) Land $38,830 Building $137,450
2023	$3,887.00 (+24.66%)	$176,280 (+38.52%) Land $38,830 Building $137,450
2022	$3,118.00	$127,260 Land $28,130 Building $99,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 7, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1987–2019)
Most Recent Claim	Apr 2019 · other causes

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

Based on FCC filings for 71 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOWLAND WATER DEPARTMENT serves 1,025 people
Water Source	Purchased groundwater from LINCOLN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.