85 River Rd, Gettysburg, PA 17325 Property Records

Adams County property record for 85 River Rd, Gettysburg, PA 17325

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 2022
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$340,490 (Jun 2022)
Tax Bill	$5,618 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09 F18-0188-000`

Property Details

APN / Parcel Number

Primary APN	`09 F18-0188-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	85 RIVER RD
City	GETTYSBURG
State	PA
Zip	17325-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	L-0002
Jurisdiction	ADAMS PA
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2085
Census Tract	31402

Owner

Source: Adams County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 RIVER RD, GETTYSBURG, PA 17325-6000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 29, 2022	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Deed Book / Page	6982 / 658
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	85 RIVER RD, GETTYSBURG, PA 17325-6000
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 RIVER RD, GETTYSBURG, PA 17325-6000

Mortgage

Document Number	007177/607
Date	Feb 7, 2024
Book Page	7177/607

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jul 1, 2052

June 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS PA
Recording Date	Jun 29, 2022
Property Address	85 RIVER RD, GETTYSBURG, PA 17325-6000
Document Number	006982/658
Book / Page	6982 / 658
Map Reference	MB 6376 PG 467
Instrument Date	Jun 23, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 20, 2023
Title Company	DHI TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,404.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 HARRY S #250250, 250250, ANNAPOLIS, MD 21401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 RIVER RD, GETTYSBURG, PA 17325-6000

Mortgage

Document Number	0006982663
Date	Jun 29, 2022
Instrument	6982/663

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Cumberland Township
Unified School District	Gettysburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,618.00 (+3.29%)	$291,500 (-) Land $85,000 Building $206,500
2025	$5,439.00 (+4.56%)	$291,500 (-) Land $85,000 Building $206,500
2024	$5,202.00	$291,500 (-) Land $85,000 Building $206,500
2023	$5,202.00	$291,500 Land $85,000 Building $206,500
2010			$291,500 Land $85,000 Building $206,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jun 1996 · Flooding, Severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA LINKS AT GETTYSBURG SY private · serves 398 people · EPA ID PA7010057
Water Source	Groundwater
Last State Inspection	Apr 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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