85 Risa Ct, Flanders (Riverhead), NY 11901 Property Records

Suffolk County and Southampton Town property record for 85 Risa Ct, Flanders, NY 11901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,213 sqft · built 2000
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,000 (Jun 2017)
Tax Bill	$7,277 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0900-200.00-01.00-045.009`

Property Details

APN / Parcel Number

Primary APN	`0900-200.00-01.00-045.009`
Alternative APNs	`473689 200.000-0001-045.009` `368920000000010450090000` `473600325240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,213 sqft Living Area
1st Floor Area	2,213 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Lot Area	40,075 sqft (0.92 acres)
View / Lot	Below Average
Porch	Open Porch
Porch Area	1,000 sqft
Patio Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	85 RISA CT
City	RIVERHEAD
State	NY
Zip	11901-4916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TDR
Legal Description	1987 EQ+1800/IMP -1150 CTNEW POOL FIN +80088 CTR 3050
Legal Subdivision	SUNRISE ESTATES
Legal Block	1
Legal Lot Number	45
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	3
Census Block	3000
Census Tract	190405

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 RISA CT, RIVERHEAD, NY 11901-4916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jun 25, 2020	Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage FREEDOM MTG
Jun 20, 2017	Grant Deed, Transfer · FHA Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2017 · Amount on Record
Deed Sale	Jun 20, 2017 · Amount on Record
Deed Book / Page	12917 / 482
Prior Transfer Date	Jun 28, 2001
Prior Transfer Doc	0121260928
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	85 RISA CT, FLANDERS, NY 11901-4916
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232940784
Date	Jun 30, 2021
Book Page	23294/784
Instrument	DM020676

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jul 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	85 RISA CT, FLANDERS, NY 11901-4916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231760434
Date	Sep 23, 2020
Book Page	23176/434
Instrument	DL027209

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	Oct 1, 2047

June 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	85 RISA CT, FLANDERS, NY 11901-4916
Document Number	0231760436
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 RISA CT FLANDERS NY 119014916, FLANDERS, NY 11901-4916

Mortgage

Document Number	0231760436
Date	Sep 23, 2020
Book Page	023176/000436

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 22, 2047

Interest

Rate Type	Fixed Rate
Rate	3.37%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 20, 2017
Property Address	85 RISA CT, FLANDERS, NY 11901-4916
Document Number	0129170482
Book / Page	012917 / 000482
Instrument Date	May 17, 2017
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,752.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 CORA CT HAMPTON BAYS NY 119462212, HAMPTON BAYS, NY 11946-2212

Mortgage

Document Number	228270782
Date	Jun 20, 2017
Book Page	022827/000782

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$436,100 (+2.08%) Land $138,100 Building $298,000	$692,222 (+2.08%) Land $219,206 Building $473,016
2024	$7,277.00 (+3.02%)		$678,095 (+10.32%) Land $219,206 Building $458,889
2023		$427,200 Land $138,100 Building $289,100	$614,676 Land $198,705 Building $415,971
2020	$7,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 99.8% of New York
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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