85 Ridgemont Ln, Ellijay, GA 30536 Property Records

Gilmer County property record for 85 Ridgemont Ln, Ellijay, GA 30536

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,334 sqft · built 2006
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$770,000 (Apr 2026)
Tax Bill	$4,882 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3098X 027`

Property Details

APN / Parcel Number

Primary APN	`3098X 027`
Alternative APN	`32169`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,334 sqft Heated Area
Gross Area	4,178 sqft
1st Floor Area	2,413 sqft
2nd Floor Area	385 sqft
Basement Area	2,380 sqft
Finished Basement	1,536 sqft
Unfinished Basement	844 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Area	536 sqft

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Patio Area	144 sqft
Utility Building	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32169
Street Address	85 RIDGEMONT LN
City	ELLIJAY
State	GA
Zip	30536-7173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 27 RIDGEMONT
Legal Subdivision	RIDGEMONT
Legal Lot Number	27
Jurisdiction	GILMER GA
Township / Civil Division	RICH MOUNTAIN
Census Block Group	1
Census Block	1051
Census Tract	80100

Owner

85 Ridgemont Ln is owned by an individual who bought it in April 2026.

Source: Gilmer County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	4833 ALLSTON CV, PEACHTREE CORNERS, GA 30092-5842
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED CREDIT UNION
Mar 12, 2013	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 7, 2008	Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST BANK
Jun 13, 2006	Deed, Transfer · Conventional Mortgage GILMER COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2026 · Amount on File
Deed Sale	Apr 3, 2026 · Amount on File
Prior Sale	Mar 25, 2009 · Amount on File
Deed Book / Page	2847 / 387
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Apr 3, 2026
Property Address	85 RIDGEMONT LN, ELLIJAY, GA 30536-7173
Document Number	002847/387
Book / Page	2847 / 387
Instrument Date	Apr 2, 2026
Transaction Type	Transfer
Record Updated	Aug 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4833 ALLSTON CV, PEACHTREE CORNERS, GA 30092-5842

Mortgage

Document Number	2847000389,
Date	Apr 3, 2026
Book Page	2847/389

Lender

Name	ASSOCIATED CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5%
Type Change Date	May 1, 2041
Max Rate	-1%

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	85 RIDGEMONT LN, ELLIJAY, GA 30536-7173
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001792/74
Date	Mar 12, 2013
Book Page	1792/74
Instrument	001612

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2043

October 2008: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	GILMER GA
Recording Date	Oct 7, 2008
Property Address	85 RIDGEMONT LN, ELLIJAY, GA 30536-7173
Document Number	0001506/60
Book / Page	1506 / 60
Instrument Date	Oct 7, 2008
Instrument	2008-002453
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 RIDGEMONT LN, ELLIJAY, GA 30536-7173

Mortgage

Document Number	0001506/62
Date	Oct 15, 2008
Book Page	1506/62
Instrument	008512

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2038

June 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	GILMER GA
Recording Date	Jun 13, 2006
Property Address	85 RIDGEMONT LN, ELLIJAY, GA 30536-7173
Document Number	001276/285
Book / Page	1276 / 285
Instrument Date	Jun 13, 2006
Instrument	2006-003204
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	536 DOGWOOD RDG, ELLIJAY, GA 30536-6175

Mortgage

Document Number	001276/286
Date	Jun 19, 2006
Book Page	1276/286
Instrument	008461

Lender

Name	GILMER COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2007

Tax Assessment & Valuation

The 2025 property tax bill for 85 Ridgemont Ln was $4,882.

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,882.00	$316,040 Land $22,000 Building $294,040	$790,100 Land $55,000 Building $735,100
2023	$4,517.00	$282,440 Land $20,000 Building $262,440	$706,100 Land $50,000 Building $656,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Ridgemont Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (2004–2015)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Dec 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Dec 2015 · 3 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Ridgemont Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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