Lonoke County property record for 85 Ridgefield Dr, Ward, AR 72176
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,612 sqft · built 1999 |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Aug 2021) |
| Tax Bill | $4,134 (2024) |
| Deeds & Mortgages | Aug 2021 Transfer Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390-50021-000 |
| Primary APN | 390-50021-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,612 sqft Living Area |
| 1st Floor Area | 1,306 sqft |
| 2nd Floor Area | 1,306 sqft |
| Upper Floors Area | 1,306 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Mixed |
| Garage Area | 1,002 sqft |
| Carport | Carport |
| Carport Area | 1,508 sqft |
| Driveway | Driveway |
| Driveway Area | 6,600 sqft |
| Parking Spaces | 9 Parking Spaces |
| Pool Area | 96 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,629 sqft |
| Deck Area | 480 sqft |
| Patio Area | 480 sqft |
| Fence | Fence |
| Utility Building | 2,160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 85 RIDGEFIELD DR |
|---|---|
| City | WARD |
| State | AR |
| Zip | 72176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:21 CITY/MUNI/TWP:RURAL SUBD:SHADY GROVE II SEC/TWN/RNG/MER:SEC 10 TWN 04N RNG 09W |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 10 |
| Legal Subdivision | SHADY GROVE II |
| Legal Lot Number | 21 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | WARD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 20102 |
Source: Lonoke County records, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 85 RIDGEFIELD CV, WARD, AR 72176-9161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Intrafamily Transfer, Transfer |
| Aug 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage ARKANSAS FCU |
| May 1, 2020 | Loan Modification, Mortgage · Conventional Mortgage FARMERS & MERCHANTS NAT'L BK |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on Record |
| Deed Sale | Aug 30, 2021 · Amount on Record |
| Prior Sale | Aug 24, 2021 · Amount on Record |
| Deed Document Number | 2021-11447 |
| Deed Book / Page | 2021 / 11447 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Aug 30, 2021 |
| Property Address | 85 RIDGEFIELD DR, WARD, AR 72176 |
| Document Number | 0000011447 |
| Book / Page | 2021 / 11447 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021-11447 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Aug 24, 2021 |
| Property Address | 85 RIDGEFIELD DR, WARD, AR 72176 |
| Document Number | 0000011176 |
| Book / Page | 2021 / 11176 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021-11176 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Title Company | WACO TITLE COMPANY CABOT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,897.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 RIDGEFIELD DR, WARD, AR 72176 |
| Document Number | 0202111177 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-11177 |
| Name | ARKANSAS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 85 RIDGEFIELD DR, WARD, AR 72176 |
| Document Number | 0000004989 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 85 RIDGEFIELD DR WARD AR 72176, WARD, AR 72176 |
| Document Number | 0000004989 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 4989 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DEWITT, AR 72042-2906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | May 19, 2022 |
Source: Lonoke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,070 (-) Land $7,200 Building $82,870 | ||
| 2024 | $4,134.00 (+11.46%) | ||
| 2023 | $3,709.00 Homeowner's exemption | $90,070 Land $7,200 Building $82,870 | $450,350 Land $36,000 Building $414,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2025 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 41% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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