85 Ridgecroft Ln, Barrington, IL 60010 Property Records

McHenry County property record for 85 Ridgecroft Ln, Barrington, IL 60010

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,982 sqft · built 1982
Lot Size6.9 acres (300,564 sqft)
OwnerIndividual Name on File
Last Sale$581,000 (Nov 2021)
Deeds & MortgagesNov 2021 Sale & Mortgage
May 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-32-101-003

Property Details

APN / Parcel Number

Primary APN20-32-101-003

Interior

Full Baths4 Baths
Stories1 Story
Building Area3,982 sqft
Gross Area6,592 sqft
1st Floor Area3,982 sqft

Exterior

Year BuiltBuilt 1982
Architectural StyleRanch
Exterior MaterialBrick Veneer
Lot Area300,564 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address85 RIDGECROFT LN
CityBARRINGTON
StateIL
Zip60010-9626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0060722 LT 5 MEADOWHILL FARMS
Legal Range09E
Legal Township43N
Legal Section32
Legal SubdivisionMEADOWHILL FARMS
Legal Block101
Legal Lot Number5
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group4
Census Block4024
Census Tract871402

Owner

85 Ridgecroft Ln is owned and occupied by an individual who bought it in November 2021.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Mailing Address85 RIDGECROFT LN, BARRINGTON, IL 60010-9626
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE
May 20, 2017Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS
May 20, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2021 · Amount on File
Deed SaleNov 9, 2021 · Amount on File
Prior SaleNov 12, 2004
Deed Document Number2021R0060722
Record UpdatedJun 7, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateNov 9, 2021
Property Address85 RIDGECROFT LN, BARRINGTON, IL 60010-9626
Document Number0000060722
Map ReferenceDOC 505280
Instrument DateNov 1, 2021
Instrument2021R0060722
Transaction TypeTransfer
Record UpdatedNov 18, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$581.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address85 RIDGECROFT LN, 85, BARRINGTON, IL 60010-9626

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 RIDGECROFT LN, BARRINGTON, IL 60010-9626

Mortgage

Document Number0000060723
DateNov 9, 2021
Instrument2021R0060723
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address85 RIDGECROFT LN, BARRINGTON, IL 60010-9626
Document Number0000018982
Instrument DateMay 20, 2017
Transaction TypeMortgage
Record UpdatedJun 12, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address85 RIDGECROFT LN BARRINGTON IL 600109626, BARRINGTON, IL 60010-9626

Mortgage

Document Number0000018982
DateMay 26, 2017
Instrument18982
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term888 Months
DueMay 25, 2091
Interest
Rate TypeAdjustable Rate
Rate4.44%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address85 RIDGECROFT LN, BARRINGTON, IL 60010-9626
Document Number0000018983
Instrument DateMay 20, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address85 RIDGECROFT LN BARRINGTON IL 600109626, BARRINGTON, IL 60010-9626

Mortgage

Document Number0000018983
DateMay 26, 2017
Instrument18983
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term888 Months
DueMay 25, 2091
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBarrington Hills Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictBarrington Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$264,410 Land $126,734 Building $137,676$793,230 Land $380,202 Building $413,028

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Ridgecroft Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Ridgecroft Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T.

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