Collier County property record for 85 Ridge Dr, Naples, FL 34108
| Property Type | Single Family Home |
|---|---|
| Details | 4,356 sqft · built 2020 |
| Lot Size | 1.36 acres (59,677 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,719,213 (Apr 2020) |
| Tax Bill | $35,548 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Nov 2018 Loan Modification + 2 more |
| Flood Zone | Zone AH (high risk) |
| APN | 560800 D 134A10 |
| Primary APN | 560800 D 134A10 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,356 sqft Living Area |
| 1st Floor Area | 4,356 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 59,677 sqft |
| Pool Area | 480 sqft |
| Deck Area | 2,011 sqft |
| Street Address | 85 RIDGE DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34108-3441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | PINE RIDGE BLK D LOT 13 OR 881 PG 1827 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 10 |
| Legal Subdivision | PINE RIDGE |
| Legal Tract | 560800 |
| Legal Block | D |
| Legal Lot Number | 13 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10205 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 85 RIDGE DR, NAPLES, FL 34108-3441 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 8, 2020 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Nov 5, 2018 | Loan Modification, Mortgage · Line of Credit BRANCH BK&TR |
| Nov 7, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 28, 2018 | Warranty Deed, Transfer FLORIDA HOMETOWN TITLE AND ESCRO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2020 · Amount on Record |
| Deed Sale | Apr 8, 2020 · Amount on Record |
| Prior Sale | Nov 14, 2018 · Amount on Record |
| Deed Document Number | 20205853509 |
| Deed Book / Page | 5749 / 2458 |
| Prior Transfer Date | Aug 12, 2010 |
| Prior Transfer Doc | 0045982455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 8, 2020 |
| Property Address | 85 RIDGE DR, NAPLES, FL 34108-3441 |
| Document Number | 0057492458 |
| Book / Page | 5749 / 2458 |
| Map Reference | MB 3 PG 24 |
| Instrument Date | Apr 6, 2020 |
| Instrument | 5853509 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | NOBLE TITLE & TRUST LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,035.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2639 PROFESSIONAL CIR # 101, 2639, NAPLES, FL 34119-8089 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 85 RIDGE DR, NAPLES, FL 34108-3441 |
| Document Number | 0057492460 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 5749/2460 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.8% |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.8% |
| Index | 1-Year LIBOR |
| Max Rate | 7.8% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 85 RIDGE DR, NAPLES, FL 34108-3441 |
| Document Number | 0055693997 |
| Instrument Date | Nov 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2639 PROFESSIONAL CIR #101 NAPLES FL 341198089, 101, NAPLES, FL 34119-8089 |
| Document Number | 0055693997 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 005569/003997 |
| Instrument | 5634676 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | PO BOX 1290, WHITEVILLE, NC 28472-1290 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Nov 7, 2018 |
| Property Address | 85 RIDGE DR, NAPLES, FL 34108-3441 |
| Document Number | 0055693944 |
| Book / Page | 005569 / 003944 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 5634662 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2639 PROFESSIONAL CIR #101 NAPLES FL 341198089, 101, NAPLES, FL 34119-8089 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jun 28, 2018 |
| Property Address | 85 RIDGE DR, NAPLES, FL 34108-3441 |
| Document Number | 0055270230 |
| Book / Page | 005527 / 000230 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 5578664 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2018 |
| Title Company | FLORIDA HOMETOWN TITLE AND ESCRO |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2768 TIBURON BLVD E #101 NAPLES FL 341093702, 101, NAPLES, FL 34109-3702 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,852,624 (+2.7%) | $5,073,291 (-7.67%) Land $2,253,292 Building $2,819,999 | |
| 2025 | $35,548.00 (+2.23%) Homeowner's exemption | $3,751,338 (+5.99%) | $5,494,503 (+0.99%) Land $2,774,990 Building $2,719,513 |
| 2024 | $34,773.00 (+0.52%) | ||
| 2023 | $34,593.00 (-3.3%) Homeowner's exemption | $3,539,432 (+3%) | $5,440,546 (+28.27%) Land $2,581,039 Building $2,859,507 |
| 2022 | $35,774.00 Homeowner's exemption | $3,436,342 | $4,241,419 Land $1,629,187 Building $2,612,232 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 23 (1995–2017) |
| Claims Outside the SFHA | 13 of 23 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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