Madison County property record for 85 Ramsey Rd, Marshall, NC 28753
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,386 sqft · built 1970 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Nov 2025) |
| Tax Bill | $1,034 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9706-73-7971 |
| Primary APN | 9706-73-7971 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,386 sqft Heated Area |
| 1st Floor Area | 884 sqft |
| Attic | Attic |
| Attic Area | 884 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 41,382 sqft (0.95 acres) |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Heating System | Other |
|---|
| Street Address | 85 RAMSEY RD |
|---|---|
| City | MARSHALL |
| State | NC |
| Zip | 28753-9157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Block | 73 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 1, SOUTH MARSHALL |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 10500 |
Source: Madison County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 85 RAMSEY RD, MARSHALL, NC 28753-9157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage CHAMPION CU |
| May 1, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | May 1, 2018 · Amount on Record |
| Deed Document Number | 2025359913 |
| Deed Book / Page | 822 / 479 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Nov 4, 2025 |
| Property Address | 85 RAMSEY RD, MARSHALL, NC 28753-9157 |
| Document Number | 0008220479 |
| Book / Page | 822 / 479 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 359913 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 82 NORTH ST, ASHEVILLE, NC 28801-1155 |
| Name | Verified Name |
|---|---|
| Address | 85 RAMSEY RD, MARSHALL, NC 28753-9157 |
| Document Number | 0000359914 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 359914 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | May 1, 2018 |
| Property Address | 85 RAMSEY RD, MARSHALL, NC 28753-9157 |
| Document Number | 0006490120 |
| Book / Page | 000649 / 000120 |
| Instrument Date | May 1, 2018 |
| Instrument | 328891 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85 RAMSEY RD MARSHALL NC 287539157, MARSHALL, NC 28753-9157 |
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Municipality | Marshall Town |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,034.00 | $237,409 (-) Land $37,672 Building $199,737 | $237,409 (-) Land $37,672 Building $199,737 |
| 2024 | $1,034.00 | $237,409 (+36.96%) Land $37,672 Building $199,737 | $237,409 (+36.96%) Land $37,672 Building $199,737 |
| 2023 | $173,341 Land $26,322 Building $147,019 | $173,341 Land $26,322 Building $147,019 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 34 (1978–2024) |
| Claims Outside the SFHA | 11 of 34 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MARSHALL serves 1,402 people · EPA ID NC0158015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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