85 Prospect St, Newark, NJ 07105 Property Records

Essex County and Newark City property record for 85 Prospect St, Newark, NJ 07105

Property Summary

Property Type	Single Family Home
Details	2,400 sqft · built 1889
Lot Size	0.032 acres (1,372 sqft)
Owner	Company Name on Record
Last Sale	$415,000 (Sep 2018)
Tax Bill	$11,601 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00185-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`14-00185-0000-00022`
Alternative APN	`140018500022`

Interior

Stories	3 Stories
Building Area	2,400 sqft Living Area

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Construction Type	Frame
Lot Area	1,372 sqft (0.032 acres)
Lot Dimensions	91 ft deep x 10 ft wide

Location & Zoning

Old Parcel Number	140018500022
Street Address	85 PROSPECT ST
City	NEWARK
State	NJ
Zip	07105-1883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15.10X91
Legal Block	185
Legal Lot Number	22
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	2
Census Block	2005
Census Tract	7900

Owner

Source: Essex County and Newark City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	85 PROSPECT ST, NEWARK, NJ 07105-1883
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MTG
Sep 4, 2018	Grant Deed, Transfer · Conventional with PMI EQUITY PRIME MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Prior Sale	Apr 13, 2015 · Amount on Record
Deed Document Number	201876623
Prior Transfer Date	Sep 17, 2010
Prior Transfer Doc	0010075293
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	85 PROSPECT ST, NEWARK, NJ 07105-1883
Document Number	0000010527
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PROSPECT ST NEWARK NJ 071051883, NEWARK, NJ 07105-1883

Mortgage

Document Number	0000010527
Date	Jan 27, 2021
Instrument	10527

Lender

Name	FIRST GUARANTY MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 4, 2018
Property Address	85 PROSPECT ST, NEWARK, NJ 07105-1883
Document Number	0000076623
Instrument Date	Aug 20, 2018
Instrument	76623
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PROSPECT ST NEWARK NJ 071051883, NEWARK, NJ 07105-1883

Mortgage

Document Number	76624
Date	Sep 4, 2018
Instrument	76624

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,100 (-) Land $57,600 Building $232,500	$290,100 (-) Land $57,600 Building $232,500
2025	$11,601.00 (+5.16%)	$290,100 (-) Land $57,600 Building $232,500	$290,100 (-) Land $57,600 Building $232,500
2024	$11,032.00 (+1.79%)
2023		$290,100 Land $57,600 Building $232,500	$290,100 Land $57,600 Building $232,500
2022	$10,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Newark Fiber, T-Mobile, Xfinity.

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