85 Prospect St, Jamestown, NY 14701 Property Records

Chautauqua County and Jamestown City property record for 85 Prospect St, Jamestown, NY 14701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,308 sqft · built 1870
Lot Size	0.183 acres (7,995 sqft)
Owner	Individual Name on Record
Last Sale	$12,277 (Oct 2008)
Tax Bill	$261 (2025)
Deeds & Mortgages	Dec 2019 Refinance Dec 2019 Mortgage
APN	`060800 387.15-11-49`

Property Details

APN / Parcel Number

Primary APN	`060800 387.15-11-49`
Alternative APNs	`08003870150011049000` `068135000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,308 sqft Living Area
1st Floor Area	1,406 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	7,995 sqft (0.183 acres)
Lot Dimensions	150 ft deep x 53.3 ft wide
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	068135000
Street Address	PROSPECT ST
City	JAMESTOWN
State	NY
Zip	14701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11
Legal Lot Number	49.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2014
Census Tract	30500

Owner

Source: Chautauqua County and Jamestown City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 HIBISCUS LN, MIRAMAR BEACH, FL 32550-7501
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LAKE SHORE SAVINGS BANK
Dec 12, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LAKE SHORE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2008 · Amount on Record
Deed Sale	Oct 20, 2008 · Amount on Record
Prior Sale	Apr 27, 1998 · Amount on Record
Deed Book / Page	2663 / 657
Last Transfer Date	Nov 17, 2025
Transfer Doc	0000007423
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	PROSPECT ST, JAMESTOWN, NY 14701
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2019004528
Date	Dec 12, 2019
Instrument	MT2019004528

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	PROSPECT ST, JAMESTOWN, NY 14701
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2019004529
Date	Dec 12, 2019
Instrument	MT2019004529

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chautauqua County and Jamestown City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Jamestown City
Unified School District	Jamestown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$261.00 (-71.03%)	$5,000 (-) Land $2,500 Building $2,500	$7,500 (+9.51%) Land $3,750 Building $3,750
2023		$5,000 (-) Land $2,500 Building $2,500	$6,849 (+20.54%) Land $3,424 Building $3,425
2022		$5,000 Land $2,500 Building $2,500	$5,682 Land $2,841 Building $2,841
2020	$901.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1982)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAMESTOWN BPU serves 46,712 people · EPA ID NY0600366
Water Source	Groundwater
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DFT Local Service.

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