Bonner County property record for 85 Ponder Point Dr, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 1993 |
| Lot Size | 0.311 acres (13,547 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $337,500 (Jul 2019) |
| Tax Bill | $2,239 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP036140020100A |
| Primary APN | RP036140020100A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Finished Area |
| 1st Floor Area | 1,872 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,547 sqft (0.311 acres) |
| Garage Type | Attached |
| Garage Area | 1,188 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 85 PONDER POINT DR |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-8664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Description | 12-57N-2W PONDER POINT FIFTH BLK 2 LOT 10 ADD JTWRS |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 12 |
| Legal Subdivision | PONDER POINT |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 950203 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85 PONDER POINT DR, SANDPOINT, ID 83864-8664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Jul 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage TRADITION CAPITAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on Record |
| Deed Sale | Jul 29, 2019 · Amount on Record |
| Deed Document Number | 2019942428 |
| Prior Transfer Date | Jul 14, 2008 |
| Prior Transfer Doc | 0000755024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 85 PONDER POINT DR, SANDPOINT, ID 83864-8664 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Title Company | NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000994206 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 994206 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jul 29, 2019 |
| Property Address | 85 PONDER POINT DR, SANDPOINT, ID 83864-8664 |
| Document Number | 0000942428 |
| Map Reference | MB 4 PG 139 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 942428 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Title Company | TITLEONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 85 PONDER POINT DR, SANDPOINT, ID 83864-8664 |
| Document Number | 0000942429 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 942429 |
| Name | TRADITION CAPITAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,239.00 (+9.43%) Homeowner's exemption | $646,976 (-5.69%) Land $254,176 Building $392,800 | $646,976 (-5.69%) Land $254,176 Building $392,800 |
| 2025 | $2,046.00 (+10.42%) Homeowner's exemption | $685,986 (+6.68%) Land $254,176 Building $431,810 | $685,986 (+6.68%) Land $254,176 Building $431,810 |
| 2023 | $1,853.00 Homeowner's exemption | $643,035 Land $211,141 Building $431,894 | $643,035 Land $211,141 Building $431,894 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 units insured incl. 8 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
May also be available: Fatbeam, Kaniksu Internet, T-Mobile, Verizon, Ziply Fiber.
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