85 Plains Rd, Peru, NY 12972 Property Records

Clinton County and Au Sable Town property record for 85 Plains Rd, Peru, NY 12972 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Architecture Style	Cape Cod
Year Built	Built 2015
Square Footage	2,447 sqft Living Area
Lot Size	218,671 sqft (5.02 acres)
Occupancy	Owner Occupied
Tax Bill	$2,552.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`092200 294.-1-26`
Alternative APN	`09228929400000010260000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,447 sqft Living Area
1st Floor	1,344 sqft 1st Floor
Upper Floors	431 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	218,671 sqft (5.02 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	85 PLAINS RD
City	PERU
State	NY
Zip	12972-4304
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	CLINTON NY
Minor Civil Division	AU SABLE
Census Blockgroup	1
Census Block	1016
Census Tract	102800

Owner

Source: Clinton County and Au Sable Town records · APN 092200 294.-1-26

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 PLAINS RD, PERU, NY 12972-4304
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Aug 11, 2020
Property Address	85 PLAINS RD, PERU, NY 12972-4304
Document Number	0000309317
Instrument Date	May 07, 2020
Instrument	309317
Transaction Type	Transfer
Record Updated	Sep 04, 2020
Title Company	HAMEL ABSTRACT, HAMEL ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2468 MINER FARM RD ALTONA NY 129102219, ALTONA, NY 12910-2219

Mortgage

Document Number	309318
Date	Aug 11, 2020
Instrument	309318

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

Tax Assessment & Valuation

Source: Clinton County and Au Sable Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Au Sable Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,552.00	$281,400 (+3%) Land $38,600 Building $242,800	$281,400 (+3%) Land $38,600 Building $242,800
2023		$273,200 Land $38,600 Building $234,600	$273,200 Land $38,600 Building $234,600

Flood & Wildfire

85 Plains Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Clinton County (36019C), updated June 20, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.