Otsego County and Oneonta Town property record for 85 Plains Dr, Oneonta, NY 13820
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,758 sqft · built 2009 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,500 (Apr 2015) |
| Tax Bill | $6,496 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 299.21-1-1.01 |
| Primary APN | 364600 299.21-1-1.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,758 sqft Living Area |
| 1st Floor Area | 1,465 sqft |
| Upper Floors Area | 293 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 217808 |
|---|---|
| Street Address | 85 PLAINS DR |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2463 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Block | 1 |
| Legal Lot Number | 1.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 5 |
| Census Block | 5037 |
| Census Tract | 590800 |
85 Plains Dr, a townhouse, is owned and occupied by two individuals who bought it in April 2015.
Source: Otsego County and Oneonta Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 PLAINS DR, ONEONTA, NY 13820-2463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2015 · Amount on File |
| Deed Sale | Apr 28, 2015 · Amount on File |
| Prior Sale | Nov 25, 2009 · Amount on File |
| Deed Book / Page | 2015 / 1839 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 85 Plains Dr was $6,496 with a veteran's exemption, up 0.2% from the year before.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,496.00 (+0.25%) Veteran's exemption | ||
| 2025 | $6,480.00 | $213,100 Land $28,800 Building $184,300 | $304,429 Land $41,143 Building $263,286 |
| 2023 | $1,444.00 Veteran's exemption | $213,100 (-) Land $28,800 Building $184,300 | $273,205 (+12.82%) Land $36,923 Building $236,282 |
| 2022 | $213,100 Land $28,800 Building $184,300 | $242,159 Land $32,727 Building $209,432 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Plains Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (1978–2022) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Apr 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Plains Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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