85 Placid Rd, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 85 Placid Rd, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$385,900 (May 2024)
Tax Bill	$2,091 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`10C-8-2-4`

Property Details

APN / Parcel Number

Primary APN	`10C-8-2-4`
Alternative APN	`19018`

Location & Zoning

Account Number	19018
Old Parcel Number	10C-8-2-4
Street Address	85 PLACID RD
City	COLONIAL BEACH
State	VA
Zip	22443-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	PBE PLACID LAKE SEC LOT 4 BK 2DB 979 PG 1308 R/S
Legal Block	2
Legal Lot Number	4
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2010
Census Tract	10300

Owner

85 Placid Rd is owned and occupied by an individual who bought it in May 2024.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	85 PLACID RD, COLONIAL BEACH, VA 22443-3202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 16, 2023	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2024 · Amount on File
Deed Sale	May 21, 2024 · Amount on File
Prior Sale	Feb 16, 2023 · Amount on File
Deed Document Number	09791308
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	85 PLACID RD, COLONIAL BEACH, VA 22443-3202
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PLACID RD, COLONIAL BEACH, VA 22443-3202

Mortgage

Document Number	001001/254
Date	Mar 3, 2026
Book Page	1001/254

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 16, 2023
Property Address	COLONIAL BEACH, VA 22443
Document Number	0009640926
Instrument Date	Feb 12, 2023
Instrument	09640926
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 FAIRHAVEN AVE APT 302, 302, ALEXANDRIA, VA 22303-2237

Tax Assessment & Valuation

The 2025 property tax bill for 85 Placid Rd was $2,091.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,091.00	$307,600 Land $22,600 Building $285,000	$307,600 Land $22,600 Building $285,000
2023	$102.00	$16,600 Land $16,600	$16,600 Land $16,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 85 Placid Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2006)
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Placid Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACID BAY ESTATES private · serves 946 people · EPA ID VA4193720
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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