Contra Costa County property record for 85 Placer Ct, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 1980 |
| Lot Size | 0.173 acres (7,524 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $159,000 (Feb 1999) |
| Tax Bill | $3,556 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 095-322-010 |
| Primary APN | 095-322-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Roof Material | Composition Shingle |
| Lot Area | 7,524 sqft (0.173 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 85 PLACER CT |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-3342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | T05064 L0075 B |
| Legal Subdivision | SUB 5064 |
| Legal Tract | 05064 |
| Legal Lot Number | 75 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 314106 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 85 PLACER CT, BAY POINT, CA 94565-3342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 1999 · Amount on Record |
| Deed Sale | Feb 19, 1999 · Amount on Record |
| Deed Document Number | 199947302 |
| Prior Transfer Date | Oct 9, 1995 |
| Prior Transfer Doc | 0000009165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 85 PLACER CT, BAY POINT, CA 94565-3342 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 85 PLACER CT, BAY POINT, CA 94565-3342 |
| Document Number | 0000015288 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022-015288 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $253,585 (+2%) Land $39,963 Building $213,622 | |
| 2025 | $3,556.00 (+5.68%) Homeowner's exemption | $248,614 (+4.04%) Land $39,180 Building $209,434 |
| 2023 | $3,365.00 (+0.72%) Homeowner's exemption | $238,961 Land $37,659 Building $201,302 |
| 2022 | $3,341.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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