85 Pheland St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 85 Pheland St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,261 sqft · built 1943
Lot Size	0.121 acres (5,249 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2020)
Tax Bill	$4,168 (2026)
Deeds & Mortgages	Aug 2023 Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:09670 P:0102`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:09670 P:0102`
Alternative APN	`96700102`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,261 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,249 sqft (0.121 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	96700102
Street Address	85 PHELAND ST
City	SPRINGFIELD
State	MA
Zip	01109-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	BRECKWOOD
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2001
Census Tract	801501

Owner

85 Pheland St is owned and occupied by an individual who bought it in May 2020.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	85 PHELAND ST, SPRINGFIELD, MA 01109-1317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FREEDOM CU
May 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Prior Sale	Dec 14, 1988 · Amount on File
Deed Document Number	202023793
Deed Book / Page	23204 / 447
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	85 PHELAND ST, SPRINGFIELD, MA 01109-1317
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025123-29
Date	Aug 21, 2023
Book Page	25123/29
Instrument	38884

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 11, 2020
Property Address	85 PHELAND ST, SPRINGFIELD, MA 01109-1317
Document Number	23204-447
Book / Page	023204 / 000447
Instrument Date	May 11, 2020
Instrument	23793
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$814.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PHELAND ST SPRINGFIELD MA 011091317, SPRINGFIELD, MA 01109-1317

Tax Assessment & Valuation

The 2026 property tax bill for 85 Pheland St was $4,168, up 1% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,168.00 (+1.04%)	$269,600 (+2.47%) Land $43,400 Building $226,200	$278,301 (+2.57%)
2025	$4,125.00	$263,100 Land $39,300 Building $223,800	$271,320 (+4.5%)
2024			$259,635
2023	$3,812.00	$223,600 Land $29,800 Building $193,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Pheland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 85 Pheland St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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