85 Pennington Dr, Franklin, NC 28734 Property Records

Macon County property record for 85 Pennington Dr, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,284 sqft
Lot Size	2.24 acres (97,574 sqft)
Owner	Individual Name on Record
Tax Bill	$1,953 (2026)
Deeds & Mortgages	Oct 2020 Construction Loan Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6594842344`

Property Details

APN / Parcel Number

Primary APN	`6594842344`
Alternative APN	`140703`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,284 sqft Heated Area
1st Floor Area	2,284 sqft

Exterior

Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Crossed Walls
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	97,574 sqft (2.24 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	1,209 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	140703
Street Address	85 PENNINGTON DR
City	FRANKLIN
State	NC
Zip	28734-9596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR1
Legal Description	BELLEVIEW TR A1 PC 11070 PC 6101
Legal Subdivision	JOSHUA K BROOKS AND JASON H BROOK
Legal Tract	A1
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3016
Census Tract	970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	85 PENNINGTON DR, FRANKLIN, NC 28734-9596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Construction Mortgage STATE EMPLOYEES CU
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 24, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 24, 2020
Transfer Doc	0000007055
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	85 PENNINGTON DR, FRANKLIN, NC 28734-9596
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00H40/2322
Date	Oct 26, 2020
Book Page	H-40/2322
Instrument	2020008177

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	367 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	2%
Index	5-Year CMT
Max Rate	6%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	85 PENNINGTON DR, FRANKLIN, NC 28734-9596
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D41/1697
Date	Aug 11, 2021
Book Page	D-41/1697
Instrument	2021007654

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.12%
Index	Other
Max Rate	7.12%

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Sep 24, 2020
Property Address	85 PENNINGTON DR, FRANKLIN, NC 28734-9596
Document Number	00F40/1281
Book / Page	F-40 / 1281
Map Reference	CARD 11070
Instrument Date	Sep 24, 2020
Instrument	2020007055
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 272, FRANKLIN, NC 28744-0272

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,953.00 (+8.26%)	$566,090 (+8.8%) Land $80,780 Building $485,310	$566,090 (+8.8%) Land $80,780 Building $485,310
2025	$1,804.00 (+0.67%)
2023	$1,792.00	$520,290 Land $80,780 Building $439,510	$520,290 Land $80,780 Building $439,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (2004–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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