Middlesex County and North Reading Town property record for 85 Park St, North Reading, MA 01864
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 1,444 sqft · built 1860 |
| Lot Size | 0.758 acres (33,018 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Jan 2001) |
| Tax Bill | $8,893 (2026) |
| Deeds & Mortgages | Jun 2019 Refinance Nov 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:61-P:004-501 |
| Primary APN | M:61-P:004-501 |
|---|---|
| Alternative APN |
|
| Total Rooms | 6 Rooms |
|---|---|
| Building Area | 1,444 sqft Living Area |
| Gross Area | 820 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Lot Area | 33,018 sqft (0.758 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Street Address | 85 PARK ST |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2811 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | RA |
| Legal Lot Number | 4501.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 330102 |
Source: Middlesex County and North Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 83 PARK ST, NORTH READING, MA 01864-2811 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Nov 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2001 · Amount on Record |
| Deed Sale | Jan 26, 2001 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 85 PARK ST, NORTH READING, MA 01864-2811 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 072740-359 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 72740/359 |
| Instrument | 78781 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 85 PARK ST, NORTH READING, MA 01864-2811 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 079044-559 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 79044/559 |
| Instrument | 239131 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,893.00 (+10,121.84%) | $683,000 (+2.35%) Land $410,300 Building $272,700 | $690,044 (+12.53%) |
| 2025 | $87.00 (-98.95%) | $667,300 (+6.11%) Land $394,600 Building $272,700 | $613,225 |
| 2024 | $8,308.00 (+1.64%) | $628,900 (+7.63%) Land $372,200 Building $256,700 | |
| 2023 | $8,174.00 | $584,300 Land $341,700 Building $242,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (2001–2010) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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