Kenton County property record for 85 Park Ave, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,224 sqft · built 1954 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,098 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-08-015.00 |
| Primary APN | 004-30-08-015.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,224 sqft Finished Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 85 PARK AVE |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-1944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW LOT 151 |
| Legal Subdivision | FAIRVIEW ELSMERE |
| Legal Lot Number | 151 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 65700 |
85 Park Ave is owned and occupied by two individuals who acquired it in May 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 PARK AVE, ELSMERE, KY 41018-1944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2023 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Feb 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Aug 30, 2019 | Warranty Deed, Transfer · FHA Mortgage WESTERN OH MTG |
| May 3, 2018 | Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2023 |
| Deed Sale | May 4, 2023 |
| Prior Sale | Aug 30, 2019 · Amount on File |
| Deed Document Number | 2023171 |
| Deed Book / Page | 225 / 32 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 4, 2023 |
| Property Address | 85 PARK AVE, ELSMERE, KY 41018-1944 |
| Document Number | 0005900171 |
| Book / Page | KC 225 / 32 |
| Map Reference | PL 6 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 23050405900171 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 S TEAKWOOD CT, ALEXANDRIA, KY 41001-4333 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 SOUTH TRAKWOOD COURT, ALEXANDRIA, KY 41001-4333 |
| Document Number | 0005900172 |
|---|---|
| Date | May 4, 2023 |
| Book Page | KCM 459/259 |
| Instrument | 23050405900172 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 85 PARK AVE, ELSMERE, KY 41018-1944 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 85 PARK AVE, ELSMERE, KY 41018-1944 |
| Document Number | 0005900040 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | KCM 440/310 |
| Instrument | 23021505900040 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 319 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 30, 2019 |
| Property Address | 85 PARK AVE, ELSMERE, KY 41018-1944 |
| Document Number | 0000000073 |
| Book / Page | 0C6741 / 000184 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 73 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2019 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85 PARK AVE ELSMERE KY 410181944, ELSMERE, KY 41018-1944 |
| Document Number | 74 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 0C6741/000188 |
| Instrument | 74 |
| Name | WESTERN OH MTG |
|---|---|
| Type | Mortgage Company |
| Address | SIDNEY, OH 45365 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 3, 2018 |
| Property Address | 85 PARK AVE, ELSMERE, KY 41018-1944 |
| Document Number | 0000000210 |
| Book / Page | 0C6404 / 000088 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 210 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 PARK AVE ELSMERE KY 410181944, ELSMERE, KY 41018-1944 |
| Document Number | 211 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 0C6404/000091 |
| Instrument | 211 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 2, 2048 |
The 2025 property tax bill for 85 Park Ave was $3,098.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,000 (-) Land $25,000 Building $179,000 | $204,000 (-) Land $25,000 Building $179,000 | |
| 2025 | $3,098.00 | $204,000 Land $25,000 Building $179,000 | $204,000 Land $25,000 Building $179,000 |
| 2023 | $2,173.00 | $145,000 Land $25,000 Building $120,000 | $145,000 Land $25,000 Building $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Park Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 85 Park Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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