85 Palouse St, Red Oak, TX 75154 Property Records

Ellis County property record for 85 Palouse St, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,846 sqft · built 2024
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$352,451 (Dec 2024)
Tax Bill	$6,911 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R301724`

Property Details

APN / Parcel Number

Primary APN	`R301724`
Alternative APNs	`72846690703200111` `301724`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,846 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	85 PALOUSE ST
City	RED OAK
State	TX
Zip	75154-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 BLK G SUMMERWOOD ESTS PH 2 0.1263 AC
Legal Subdivision	SUMMERWOOD ESTS PH 2
Legal Block	G
Legal Lot Number	32
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1001
Census Tract	60216

Owner

85 Palouse St is owned and occupied by an individual who bought it in December 2024.

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	85 PALOUSE ST, RED OAK, TX 75154-1704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2024 · Amount on File
Deed Sale	Dec 9, 2024 · Amount on File
Deed Document Number	202439156
Record Updated	Sep 20, 2026

December 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Dec 9, 2024
Property Address	85 PALOUSE ST, RED OAK, TX 75154-1704
Document Number	0002439156
Map Reference	CAB N SL 141
Instrument Date	Dec 6, 2024
Instrument	2439156
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 E JOHN CARPENTER FWY # FWY230, FWY230, IRVING, TX 75062-2834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PALOUSE ST, RED OAK, TX 75154-1704

Mortgage

Document Number	0002439157
Date	Dec 9, 2024
Instrument	2439157

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 85 Palouse St was $6,911 with a homeowner's exemption, up 657.8% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,135 (-3.21%) Land $55,000 Building $274,135	$329,135 (-3.21%) Land $55,000 Building $274,135
2025	$6,911.00 (+657.79%)	$340,048 Land $55,000 Building $285,048	$340,048 Land $55,000 Building $285,048
2024	$912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Palouse St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Palouse St is moderate, ranking above 56% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED OAK serves 18,577 people · EPA ID TX0700031
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Element8 Fixed Wireless	500 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20