85 Paddock Rd, Rutland, MA 01543 Property Records

Worcester County and Rutland Town property record for 85 Paddock Rd, Rutland, MA 01543

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1978
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (May 2025)
Tax Bill	$5,203 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0051 L:B-3.02`

Property Details

APN / Parcel Number

Primary APN	`M:0051 L:B-3.02`
Alternative APN	`RUTL M:51 B:B L:3.02`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,574 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	70,132 sqft (1.61 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	85 PADDOCK RD
City	RUTLAND
State	MA
Zip	01543-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	B
Legal Lot Number	3.02
Jurisdiction	RUTLAND MA
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1009
Census Tract	721103

Owner

Source: Worcester County and Rutland Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 PADDOCK RD, RUTLAND, MA 01543-2020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 9, 2025	Quit Claim Deed, Transfer · VA Mortgage RIGHT KEY MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on Record
Deed Sale	May 9, 2025 · Amount on Record
Prior Sale	Apr 2, 1997 · Amount on Record
Deed Book / Page	71969 / 232
Last Transfer Date	May 13, 2025
Transfer Doc	071992-104
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	85 PADDOCK RD, RUTLAND, MA 01543-2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073204-233
Date	Feb 17, 2026
Book Page	73204/233
Instrument	12160

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTLAND MA
Recording Date	May 9, 2025
Property Address	85 PADDOCK RD, RUTLAND, MA 01543-2020
Document Number	071969-232
Book / Page	71969 / 232
Instrument Date	May 9, 2025
Instrument	37018
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	85 PADDOCK RD, RUTLAND, MA 01543-2020

Mortgage

Document Number	0000037019
Date	May 9, 2025
Instrument	37019

Lender

Name	RIGHT KEY MTG LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Rutland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Rutland Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,203.00 (+5.99%)	$365,400 (+10.39%) Land $97,700 Building $267,700	$453,530 (-1.18%)
2024	$4,909.00 (+9.28%)	$331,000 (+1.1%) Land $93,800 Building $237,200	$458,945
2023	$4,492.00	$327,400 Land $88,500 Building $238,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Paddock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures