85 Orchard St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 85 Orchard St, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,426 sqft · built 1962
Lot Size0.215 acres (9,375 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Apr 2026)
Tax Bill$3,256 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Dec 2017 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN64-00042

Property Details

APN / Parcel Number

Primary APN64-00042
Alternative APN
  • CHIC M:0064 P:00042

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,426 sqft Living Area
Gross Area2,834 sqft
1st Floor Area864 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,375 sqft (0.215 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number64-00042
Street Address85 ORCHARD ST
CityCHICOPEE
StateMA
Zip01013-3049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1016
Census Tract810800

Owner

Source: Hampden County and Chicopee City records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address85 ORCHARD ST, CHICOPEE, MA 01013-3049
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Quit Claim Deed, Transfer · FHA Mortgage
HOMESTEAD FUNDING CORPORATION
Dec 15, 2017Warranty Deed, Transfer
RADIUS FINANCIAL GRP
Nov 29, 2017Quit Claim Deed, Transfer
Oct 11, 2017Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2026 · Amount on Record
Deed SaleApr 27, 2026 · Amount on Record
Prior SaleDec 15, 2017 · Amount on Record
Deed Document Number202618030
Deed Book / Page26306 / 58
Record UpdatedSep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateApr 27, 2026
Property Address85 ORCHARD ST, CHICOPEE, MA 01013-3049
Document Number0026306-58
Book / Page26306 / 58
Instrument DateApr 20, 2026
Instrument2026.18030
Transaction TypeTransfer
Record UpdatedMay 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 ORCHARD ST, CHICOPEE, MA 01013-3049

Mortgage

DateApr 27, 2026
Lender
NameHOMESTEAD FUNDING CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate6.11%
Max Rate-1%

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateDec 15, 2017
Property Address85 ORCHARD ST, CHICOPEE, MA 01013-3049
Document Number21990-161
Book / Page21990 / 161
Instrument74571
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$23.16
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 ORCHARD ST, CHICOPEE, MA 01013-3049

Mortgage

Document Number219900164
DateDec 15, 2017
Instrument21990/0164
Lender
NameRADIUS FINANCIAL GRP
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Term372 Months
DueDec 15, 2048

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateNov 29, 2017
Property Address85 ORCHARD ST, CHICOPEE, MA 01013-3049
Document Number21963-307
Book / Page021963 / 000307
Instrument DateNov 7, 2017
Instrument70437
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address440 S LA SALLE ST #200 CHICAGO IL 606051089, 200, CHICAGO, IL 60605-1089
InvestorPossibly a Property Investor

October 2017: Foreclosure

Document TypeForeclosure
JurisdictionCHICOPEE MA
Recording DateOct 11, 2017
Property Address85 ORCHARD ST, CHICOPEE, MA 01013-3049
Document Number21895-303
Book / Page021895 / 000303
Instrument DateAug 23, 2017
Instrument59816
Transaction TypeForeclosure
Record UpdatedOct 31, 2017

Transaction

AmountAmount Recorded
Tax$790.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3043 TOWNSGATE RD #200 WESTLAKE VILLAGE CA 913613027, 200, WESTLAKE VILLAGE, CA 91361-3027

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,256.00 (+5.54%)$214,800 (+2.78%) Land $68,400 Building $146,400$292,030
2024$3,085.00 (+6.71%)$209,000 (+9.54%) Land $67,000 Building $142,000
2023$2,891.00$190,800 Land $60,900 Building $129,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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