St. Johns County property record for 85 Oleta Way, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,264 sqft Living Area |
| Lot Size | 9,147 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $380,500 (2020) |
| Tax Bill | $8,481.00 (2025) |
| Primary APN | 072154-2750 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Building Area | 2,264 sqft Living Area |
| Gross Area | 2,850 sqft Gross Area |
| 1st Floor | 2,264 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,147 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 586 sqft Garage |
| Porch Area | 150 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 85 OLETA WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7473 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 91/85-97 PALENCIA NORTH PHASE III A-5 LOT 275 OR4931/1133 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 61 |
| Legal Subdivision | PALENCIA NORTH PHASE III A-5 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 275 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072154-2750
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 OLETA WAY, SAINT AUGUSTINE, FL 32095-7473 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 19, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Apr 28, 2020 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2020 · Amount on Record |
| Deed Sale | Apr 28, 2020 · Amount on Record |
| Deed Doc Number | 202032649 |
| Deed Book / Page | 4931 / 1133 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 85 OLETA WAY, SAINT AUGUSTINE, FL 32095-7473 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 85 OLETA WAY, SAINT AUGUSTINE, FL 32095-7473 |
| Document Number | 0058131459 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 5813/1459 |
| Instrument | 2023066733 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 13, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 85 OLETA WAY, SAINT AUGUSTINE, FL 32095-7473 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 85 OLETA WAY, SAINT AUGUSTINE, FL 32095-7473 |
| Document Number | 0052120107 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 5212/107 |
| Instrument | 2021030446 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jun 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 28, 2020 |
| Property Address | 85 OLETA WAY, SAINT AUGUSTINE, FL 32095-7473 |
| Document Number | 0049311133 |
| Book / Page | 4931 / 1133 |
| Map Reference | MB 91 PG 85 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 2020032649 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,663.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 OLETA WAY, SAINT AUGUSTINE, FL 32095-7473 |
| Document Number | 49311137 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 4931/1137 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $457,126 (+28.48%) | $625,359 (+18.09%) Land $155,000 Building $470,359 | |
| 2025 | $8,481.00 (+8.61%) Homeowner's exemption | $355,801 (+2.9%) | $529,577 (+3.13%) Land $155,000 Building $374,577 |
| 2024 | $7,809.00 (+4.83%) Homeowner's exemption | $345,774 (+3%) | $513,515 (-) Land $145,000 Building $368,515 |
| 2023 | $7,449.00 (+1.53%) Homeowner's exemption | $335,703 (+3%) | $513,515 (+22.96%) Land $145,000 Building $368,515 |
| 2022 | $7,337.00 Homeowner's exemption | $325,925 | $417,625 Land $100,800 Building $316,825 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 52% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 962 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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