85 Old Cedar Loop, Pawleys Island, SC 29585 Property Records

Georgetown County property record for 85 Old Cedar Loop, Pawleys Island, SC 29585

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,906 sqft · built 1987
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Aug 2015)
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-0186-040-00-00`

Property Details

APN / Parcel Number

Primary APN	`04-0186-040-00-00`
Alternative APN	`17018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,906 sqft Living Area
Gross Area	3,652 sqft
1st Floor Area	2,906 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	714 sqft
Driveway	Driveway
Driveway Area	2,500 sqft
Pool Area	10,000 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	17018
Street Address	85 OLD CEDAR LOOP
City	PAWLEYS ISLAND
State	SC
Zip	29585-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 SEC N LITCHFIELD GOLF
Legal Subdivision	LCC
Legal Lot Number	3
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	3
Census Block	3022
Census Tract	920507

Owner

85 Old Cedar Loop is owned and occupied by an individual who bought it in August 2015.

Source: Georgetown County records, as of March 3, 2026

Owner of Record	Individual Name on File
Mailing Address	85 OLD CEDAR LOOP, PAWLEYS ISLAND, SC 29585-8020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Affidavit of Death of Joint Tenant, Transfer · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Dec 12, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERISAVE MTG
Sep 11, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2015 · Amount on File
Deed Sale	Aug 28, 2015 · Amount on File
Prior Sale	May 1, 2002 · Amount on File
Deed Document Number	20158323
Deed Book / Page	2639 / 156
Prior Transfer Date	Feb 21, 2012
Prior Transfer Doc	02090/0044
Record Updated	Jun 8, 2026

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	GEORGETOWN SC
Recording Date	Feb 25, 2026
Property Address	85 OLD CEDAR LOOP, PAWLEYS ISLAND, SC 29585-8020
Document Number	RB4966/0095
Book / Page	RB4966 / 95
Map Reference	MB R PG 37
Instrument Date	Feb 7, 2026
Instrument	2026001862
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	2020 TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 OLD CEDAR LOOP, LITCHFIELD, SC 29585-8020

Mortgage

Document Number	RB4966/0099
Date	Feb 25, 2026
Book Page	RB4966/99
Instrument	2026001863

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2046

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	85 OLD CEDAR LOOP, PAWLEYS ISLAND, SC 29585-8020
Document Number	3992/0064
Instrument Date	Dec 12, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 OLD CEDAR LOOP PAWLEYS ISLAND SC 295858020, PAWLEYS ISLAND, SC 29585-8020

Mortgage

Document Number	3992/0064
Date	Jan 7, 2021
Book Page	003992/000064
Instrument	220

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	85 OLD CEDAR LOOP, PAWLEYS ISLAND, SC 29585-8020
Document Number	3118/0303
Book / Page	003118 / 000303
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 OLD CEDAR LOOP PAWLEYS ISLAND SC 295858020, PAWLEYS ISLAND, SC 29585-8020

Mortgage

Document Number	3118/0303
Date	Sep 20, 2017
Book Page	003118/000303
Instrument	9470

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 85 Old Cedar Loop was $1,731.

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,731.00	$16,363 Land $4,057 Building $12,306	$605,000 Land $150,000 Building $455,000
2023	$1,856.00 (+7.72%)	$14,230 (-) Land $2,800 Building $11,430	$355,700 (-) Land $70,000 Building $285,700
2022	$1,723.00	$14,230 Land $2,800 Building $11,430	$355,700 Land $70,000 Building $285,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Old Cedar Loop in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	172 in force
Nearby Flood Claims	5 (2010–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Old Cedar Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WACCAMAW NECK serves 41,300 people · EPA ID SC2220010
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, HTC.

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