85 Obsidian Loop, Los Alamos, NM 87544 Property Records

Los Alamos County property record for 85 Obsidian Loop, Los Alamos, NM 87544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,910 sqft · built 1964
Lot Size	0.505 acres (22,000 sqft)
Owner	Individual Name on File
Last Sale	$487,500 (Sep 2021)
Tax Bill	$3,613 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-035-113-123-467`

Property Details

APN / Parcel Number

Primary APN	`1-035-113-123-467`
Alternative APN	`R000340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Material	Shingle
Lot Area	22,000 sqft (0.505 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Deck Area	619 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Account Number	R000340
Street Address	85 OBSIDIAN LOOP
City	LOS ALAMOS
State	NM
Zip	87544-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARRANCA MESA 3 LOT: 044 S: 11 T: 19N R: 6E
Legal Range	06E
Legal Township	19N
Legal Section	11
Legal Subdivision	BARRANCA MESA 3
Legal Lot Number	44
Jurisdiction	LOS ALAMOS NM
Township / Civil Division	LOS ALAMOS
Census Block Group	2
Census Block	2009
Census Tract	100

Owner

85 Obsidian Loop is owned and occupied by an individual who bought it in September 2021.

Source: Los Alamos County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	85 OBSIDIAN LOOP, LOS ALAMOS, NM 87544-2528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENTERPRISE BANK & TRUST
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 15, 2021	Personal Representative Deed, Transfer · Conventional Mortgage ENTERPRISE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Deed Document Number	2021249619
Deed Book / Page	195 / 504
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ALAMOS NM
Property Address	85 OBSIDIAN LOOP, LOS ALAMOS, NM 87544-2528
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	TITLE GUARANTY, TITLE GUARANTY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 OBSIDIAN LOOP, LOS ALAMOS, NM 87544-2528

Mortgage

Document Number	000195/505
Date	Sep 15, 2021
Book Page	195/505
Instrument	249620

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63132

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ALAMOS NM
Property Address	85 OBSIDIAN LOOP, LOS ALAMOS, NM 87544-2528
Transaction Type	Mortgage
Record Updated	Mar 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000196/983
Date	Feb 8, 2022
Book Page	196/983
Instrument	251098

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LOS ALAMOS NM
Recording Date	Sep 15, 2021
Property Address	85 OBSIDIAN LOOP, LOS ALAMOS, NM 87544-2528
Document Number	195/504
Book / Page	195 / 504
Map Reference	MB 1 PG 42
Instrument Date	Sep 13, 2021
Instrument	249619
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	TITLE GUARANTY, TITLE GUARANTY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 OBSIDIAN LOOP, LOS ALAMOS, NM 87544-2528

Mortgage

Document Number	195/505
Date	Sep 15, 2021
Book Page	195/505
Instrument	249620

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63132

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 85 Obsidian Loop was $3,613.

Source: Los Alamos County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Los Alamos County
Unified School District	Los Alamos Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,613.00	$156,820 (+3%) Land $50,430 Building $106,390	$470,460 (+3%) Land $151,280 Building $319,180
2025	$3,613.00	$152,250 Land $48,730 Building $103,520	$456,760 Land $146,190 Building $310,570
2023	$3,444.00 (+2.32%)	$143,510 Land $46,500 Building $97,010	$430,550 Land $139,510 Building $291,040
2022	$3,366.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Obsidian Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Obsidian Loop is moderate, ranking above 58% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 41% of New Mexico
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ALAMOS MUNICIPAL WATER SYSTEM serves 25,000 people · EPA ID NM3500115
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: NMSurf, T-Mobile.

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