85 Oberlin Rd, Oberlin, OH 44074 Property Records

Lorain County property record for 85 Oberlin Rd, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1999
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Nov 2025)
Tax Bill	$2,980 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00-088-101-018`

Property Details

APN / Parcel Number

Primary APN	`09-00-088-101-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	2,078 sqft
1st Floor Area	1,550 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	265 ft deep x 75 ft wide
View / Lot	Front
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	106 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	85 OBERLIN RD
City	OBERLIN
State	OH
Zip	44074-1267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSBY PARK ESTATES 75.00 X 265.11
Legal Subdivision	CROSBY PARK ESTATES
Legal Block	101
Legal Lot Number	4
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3007
Census Tract	60100

Owner

85 Oberlin Rd is owned and occupied by an individual who bought it in November 2025.

Source: Lorain County records, as of March 30, 2026

Owner of Record	Individual Name on File
Mailing Address	500 MAIN ST, 100, SAINT PAUL, MN 55112-3269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	Jul 26, 2016 · Amount on File
Deed Document Number	202576788
Prior Transfer Date	Mar 22, 2000
Prior Transfer Doc	0000675255
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 26, 2025
Property Address	85 OBERLIN RD, OBERLIN, OH 44074-1267
Document Number	0000076788
Map Reference	VOL 60 PG 56
Instrument Date	Nov 24, 2025
Instrument	2025-0076788
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	UNKNOWN, GUARDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076789
Date	Nov 26, 2025
Instrument	2025-0076789

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 85 Oberlin Rd was $2,980 with a homeowner's exemption, down 4.1% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,980.00 (-4.12%) Homeowner's exemption	$62,740 (+0.01%) Land $13,170 Building $49,570	$179,240 (-) Land $37,620 Building $141,620
2024	$3,108.00 (-3.12%)	$62,734 (+12.88%) Land $13,167 Building $49,567	$179,240 (+12.88%) Land $37,620 Building $141,620
2023	$3,208.00 (+2.59%)	$55,577 (-0.01%) Land $12,352 Building $43,225	$158,790 Land $35,290 Building $123,500
2022	$3,127.00	$55,580 Land $12,350 Building $43,230
2021			$158,790 Land $35,290 Building $123,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Oberlin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Oberlin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20