85 Oak Ter Dr, Covington, GA 30016 Property Records

Newton County property record for 85 Oak Ter Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,907 sqft · built 2006
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Jan 2025)
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0026G-00000-010-000`

Property Details

APN / Parcel Number

Primary APN	`0026G-00000-010-000`
Alternative APNs	`0026G 010` `12453`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,907 sqft Heated Area
1st Floor Area	1,538 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Garage Area	789 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12453
Old Parcel Number	0026G 010
Street Address	85 OAK TERRACE DR
City	COVINGTON
State	GA
Zip	30016-0238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 10 OAKWOOD MANOR UN1
Legal Subdivision	OAKWOOD MANOR
Legal Lot Number	10
Legal Unit	1
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2014
Census Tract	100506

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	85 OAK TERRACE DR, COVINGTON, GA 30016-0238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2025 · Amount on Record
Deed Sale	Jan 27, 2025 · Amount on Record
Prior Sale	Jan 19, 2012 · Amount on Record
Deed Document Number	0004694583
Deed Book / Page	4694 / 583
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 27, 2025
Property Address	85 OAK TERRACE DR, COVINGTON, GA 30016-0238
Document Number	0046940583
Book / Page	4694 / 583
Instrument Date	Jan 15, 2025
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2.87
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 OAK TERRACE DR, COVINGTON, GA 30016-0238
Investor	Possibly a Property Investor

Mortgage

Document Number	D2025000813
Date	Jan 27, 2025
Instrument	D2025-000813

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,915.00 (-26.91%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$117,240 (+5.7%) Land $20,000 Building $97,240	$293,100 (+5.7%) Land $50,000 Building $243,100
2023		$110,920 Land $8,000 Building $102,920	$277,300 Land $20,000 Building $257,300
2022	$2,620.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20