85 Oak St, Canton, NC 28716 Property Records

Haywood County property record for 85 Oak St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 768 sqft · built 1930
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,500 (Mar 2026)
Tax Bill	$973 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8667-01-0776`

Property Details

APN / Parcel Number

Primary APN	`8667-01-0776`
Alternative APNs	`272762` `278157`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	768 sqft Heated Area
Gross Area	928 sqft
1st Floor Area	768 sqft
Basement Area	928 sqft
Finished Basement	928 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	278157
Street Address	85 OAK ST
City	CANTON
State	NC
Zip	28716-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR2
Legal Description	85 OAK ST
Legal Subdivision	TONY D KING
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	3
Census Block	3023
Census Tract	920202

Owner

Source: Haywood County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 OAK ST, B, CANTON, NC 28716-4114
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Warranty Deed, Transfer · Conventional Mortgage CHAMPION CU
Apr 18, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 17, 2023	Correction Deed
Apr 25, 2022	Warranty Deed, Transfer
May 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Prior Sale	Apr 18, 2023 · Amount on Record
Deed Document Number	20262156
Deed Book / Page	1148 / 1965
Prior Transfer Date	May 27, 2008
Prior Transfer Doc	0007370481
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 18, 2026
Property Address	85 OAK ST, CANTON, NC 28716-4114
Document Number	0011481965
Book / Page	1148 / 1965
Map Reference	CAB D SL 2349
Instrument Date	Mar 18, 2026
Instrument	2026002156
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$711.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 SAND PEBBLE CT, FLETCHER, NC 28732-9394

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 OAK ST # B, B, CANTON, NC 28716-4114

Mortgage

Document Number	0011481968
Date	Mar 18, 2026
Instrument	1148/1968

Lender

Name	CHAMPION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	11.7%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Apr 18, 2023
Property Address	85 OAK ST, CANTON, NC 28716-4114
Document Number	0010841671
Book / Page	1084 / 1671
Instrument Date	Apr 17, 2023
Instrument	2023003068
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 W SWIFT CREEK RD, FLETCHER, NC 28732-5512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 OLD NC 20 HWY, ALEXANDER, NC 28701-9115

Mortgage

Document Number	0010841675
Date	Apr 18, 2023
Instrument	1084-1675

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 17, 2023
Property Address	85 OAK ST, CANTON, NC 28716-4114
Document Number	0010821932
Book / Page	1082 / 1932
Map Reference	CAB C SL 3843
Instrument Date	Mar 17, 2023
Instrument	2023002125
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Apr 25, 2022
Property Address	85 OAK ST, CANTON, NC 28716-4114
Document Number	0010610933
Book / Page	1061 / 933
Instrument Date	Apr 20, 2022
Instrument	2022004474
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	386 HILLTOP FARM RD, CANTON, NC 28716-4651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 W SWIFT CREEK RD, FLETCHER, NC 28732-5512

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYWOOD NC
Recording Date	May 25, 2017
Property Address	85 OAK ST, CANTON, NC 28716-4114
Document Number	0009290505
Book / Page	000929 / 000505
Instrument Date	May 2, 2017
Instrument	4686
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 HILLTOP FARM RD CANTON NC 287164651, CANTON, NC 28716-4651

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,100 (-) Land $10,500 Building $137,600
2025	$973.00	$148,100 (-0.87%) Land $10,500 Building $137,600	$148,100 (-0.87%) Land $10,500 Building $137,600
2023		$149,400 Land $11,800 Building $137,600	$149,400 (-) Land $11,800 Building $137,600
2021			$149,400 Land $11,800 Building $137,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: AT&T, T-Mobile, Verizon.

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