85 Oak Cir, Warrior, AL 35180 Property Records

Blount County property record for 85 Oak Cir, Warrior, AL 35180

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,670 sqft · built 1998
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Last Sale	$115,700 (Feb 2007)
Deeds & Mortgages	Jul 2024 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-05-21-0-003-006`

Property Details

APN / Parcel Number

Primary APN	`23-05-21-0-003-006`
Alternative APNs	`13652` `42879`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	1,670 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	69,696 sqft (1.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	42879
Street Address	85 OAK CIR
City	WARRIOR
State	AL
Zip	35180-3779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 838 SMOKE RISE SEC 10 PB 3/4
Legal Range	03W
Legal Township	13S
Legal Section	21
Legal Subdivision	SMOKE RISE SECTOR 10
Legal Tract	838
Legal Lot Number	838
Jurisdiction	BLOUNT AL
Township / Civil Division	HAYDEN
Census Block Group	1
Census Block	1001
Census Tract	50601

Owner

Source: Blount County records · APN 23-05-21-0-003-006

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	85 OAK CIR, WARRIOR, AL 35180-3779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU
May 28, 2021	Deed of Trust, Mortgage AMERICAS FIRST FCU
Oct 16, 2017	Deed of Trust, Mortgage AMERICAS FIRST FCU
Dec 28, 2017	Deed of Trust, Mortgage HOMETOWN BANK OF ALABAMA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 22, 2007 · Amount on Record
Deed Sale	Feb 22, 2007 · Amount on Record
Deed Document Number	2007293090
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	85 OAK CIR, WARRIOR, AL 35180-3779
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 OAK CIR, WARRIOR, AL 35180-3779

Mortgage

Document Number	2024/19332
Date	Jul 29, 2024
Book Page	2024/19332
Instrument	10059122

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 22, 2039

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	85 OAK CIR, WARRIOR, AL 35180-3779
Transaction Type	Mortgage
Record Updated	May 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/19004
Date	May 28, 2021
Book Page	2021/19004
Instrument	10027621

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 21, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	85 OAK CIR, WARRIOR, AL 35180-3779
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/26331
Date	Oct 16, 2017
Book Page	2017/26331

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Sep 26, 2032

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	85 OAK CIR, WARRIOR, AL 35180-3779
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/33060
Date	Dec 28, 2017
Book Page	2017/33060

Lender

Name	HOMETOWN BANK OF ALABAMA
Address	ONEONTA, AL 35121

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 30, 2037

Tax Assessment & Valuation

Source: Blount County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,580 (+5.52%)	$178,280 (+6.96%)
2023	Homeowner's exemption	$16,660 Land $960 Building $15,700	$166,680 Land $9,600 Building $157,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 21, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 20 locations within half a mile of this property.

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