85 N Oard Rd, Bloomington, IN 47404 Property Records

Monroe County property record for 85 N Oard Rd, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1976
Lot Size	5.82 acres (253,519 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Aug 2025)
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`007-17090-00`

Property Details

APN / Parcel Number

Primary APN	`007-17090-00`
Alternative APN	`53-04-34-300-001.000-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	400 sqft
Unfinished Basement	640 sqft
Family Room	Family Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Roof Material	Asphalt
Lot Area	253,519 sqft (5.82 acres)
Garage Type	Mixed
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-17090-00
Street Address	85 N OARD RD
City	BLOOMINGTON
State	IN
Zip	47404-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	PT SE SW 34-9-2W 5.82A
Jurisdiction	MONROE IN
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1014
Census Tract	1301

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 N OARD RD, BLOOMINGTON, IN 47404-9719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Oct 2, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	202554316
Prior Transfer Date	Sep 30, 2019
Prior Transfer Doc	2019014325
Record Updated	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 14, 2025
Property Address	85 N OARD RD, BLOOMINGTON, IN 47404-9719
Document Number	2025009159
Instrument Date	Aug 12, 2025
Instrument	2025009159
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	LENDERS ESCROW AND TITLE SERVICES IN, LENDERS ESCROW AND TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 N OARD RD, BLOOMINGTON, IN 47404-9719

Mortgage

Document Number	2025009160
Date	Aug 14, 2025
Instrument	2025009160

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Oct 2, 2019
Property Address	85 N OARD RD, BLOOMINGTON, IN 47404-9719
Document Number	2019014325
Instrument Date	Sep 30, 2019
Instrument	2019014325
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 N OARD RD, BLOOMINGTON, IN 47404-9719

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Richland Township
Unified School District	Richland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,308.00 (-10.84%)	$173,500 (-3.02%) Land $74,100 Building $99,400	$173,500 (-3.02%) Land $74,100 Building $99,400
2024	$1,467.00 (+14.52%)	$178,900 (+2.64%) Land $60,600 Building $118,300	$178,900 (+2.64%) Land $60,600 Building $118,300
2023		$174,300 (+11.37%) Land $59,300 Building $115,000	$174,300 (+11.37%) Land $59,300 Building $115,000
2022	$1,281.00	$156,500 Land $50,100 Building $106,400	$156,500 Land $50,100 Building $106,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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