85 N Langfield Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 85 N Langfield Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,125 sqft · built 1998
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$282,000 (Feb 2019)
Tax Bill	$4,487 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T991100036`

Property Details

APN / Parcel Number

Primary APN	`T991100036`
Alternative APN	`3-0036-7975-00-0037.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,125 sqft Living Area
Gross Area	3,779 sqft
1st Floor Area	1,205 sqft
Basement Area	1,169 sqft
Finished Basement	935 sqft
Unfinished Basement	234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	155 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T991100036
Street Address	85 N LANGFIELD CT
City	SAINT CHARLES
State	MO
Zip	63304-5087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE EST #3 LOT 37
Legal Subdivision	CAMBRIDGE EST #3
Legal Lot Number	37
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2001
Census Tract	311150

Owner

85 N Langfield Ct is owned and occupied by an individual who bought it in February 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	85 N LANGFIELD CT, SAINT CHARLES, MO 63304-5087
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2019 · Amount on File
Deed Sale	Feb 14, 2019 · Amount on File
Prior Sale	Jan 22, 2003 · Amount on File
Deed Document Number	201968400
Deed Book / Page	7035 / 2390
Prior Transfer Date	Jan 25, 2019
Prior Transfer Doc	0070352390
Record Updated	Oct 29, 2026

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 14, 2019
Property Address	85 N LANGFIELD CT, SAINT CHARLES, MO 63304-5087
Document Number	0070352390
Book / Page	7035 / 2390
Map Reference	MB 35 PG 64
Instrument Date	Jan 25, 2019
Instrument	20190214000068400
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 N LANGFIELD CT, SAINT CHARLES, MO 63304-5087

Mortgage

Document Number	20190214000068410
Date	Feb 14, 2019
Instrument	20190214000068410

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 85 N Langfield Ct was $4,487, up 6.9% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,690 (-)	$398,370 (-) Building $398,370
2025	$4,487.00 (+6.91%)	$75,690	$398,370 Building $398,370
2024	$4,197.00
2023		$70,318
2022			$370,093 Land $50,000 Building $320,093

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 N Langfield Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 N Langfield Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20